{"id":3640,"date":"2022-03-04T15:49:57","date_gmt":"2022-03-04T20:49:57","guid":{"rendered":"https:\/\/www.inovainc.ca\/?page_id=3640"},"modified":"2025-04-28T08:53:23","modified_gmt":"2025-04-28T12:53:23","slug":"faq","status":"publish","type":"page","link":"https:\/\/www.inovainc.ca\/fr\/saskatchewan\/faq\/","title":{"rendered":"Faq"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"3640\" class=\"elementor elementor-3640 elementor-3639\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-76abd5f elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"76abd5f\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-3d8719f\" data-id=\"3d8719f\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7cff986 elementor-widget elementor-widget-heading\" data-id=\"7cff986\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Vous avez des questions sur l\u2019assurance?<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4a0bfe1 elementor-widget elementor-widget-heading\" data-id=\"4a0bfe1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Laissez-nous le soin de vous r\u00e9pondre.<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-385c1ad e-flex e-con-boxed e-con e-parent\" data-id=\"385c1ad\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-239aade elementor-widget elementor-widget-spacer\" data-id=\"239aade\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-67f4c1c elementor-widget elementor-widget-shortcode\" data-id=\"67f4c1c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\">\n        <style>\n\n        .faq_tabs {\n            width: 100%;\n        }\n\n        .faq_tabs .tab-links {\n            display: flex;\n            align-items: stretch;\n            justify-content: space-between;\n            margin: 0;\n            padding: 0;\n            padding: 30px;\n        }\n\n        .faq_tabs .tab-links li ,\n        .faq_tabs .tab-links li a{\n            font-style: normal;\n            box-sizing: border-box;\n            cursor: pointer;\n            outline: var(--focus-outline,none);\n            position: relative;\n            padding: 20px 5px;\n            line-height: 1;\n            border: solid transparent;\n            color: var( --e-global-color-primary );\n            text-align: center;\n            background-color: #D0DBE6;\n            clip-path: polygon(3% 0, 100% 0%, 97% 100%, 0% 100%);\n            margin: 0 -2px;\n            width: 100%;\n            border-width: 0px;\n            font-family: \"Mulish\", Sans-serif;\n            font-weight: 700;\n            font-size: 20px;\n            display: flex;\n            align-items: center;\n            flex-wrap: nowrap;\n            justify-content: center;\n        }\n\n        .faq_tabs .tab-links li a{\n            background-color: transparent !important;\n            color: inherit !important;\n            text-decoration: none !important;\n            padding: 0 0 0 0 !important;\n            clip-path: none !important;\n            width: auto !important;\n            display: inline !important;\n        }\n\n        .faq_tabs .tab-links li:first-child {\n            clip-path: polygon(0 0, 100% 0%, 97% 100%, 0% 100%);\n            border-radius: 50px 0 0 50px;\n        }\n\n        .faq_tabs .tab-links li:last-child {\n            clip-path: polygon(3% 0, 100% 0%, 100% 100%, 0% 100%);\n            border-radius: 0 50px 50px 0;\n        }\n\n        .faq_tabs .tab-links li.active {\n            background-color: #D8002B;\n        }\n\n        .faq_tabs .tab-links a {\n            padding: 9px 15px;\n            display: block;\n            background: blue;\n            font-size: 16px;\n            color: #fff;\n            text-decoration: none;\n        }\n\n        .faq_tabs .tab-content {\n            padding: 0 30px;\n        }\n\n        .faq_tabs .tab {\n            display: none;\n        }\n\n        .faq_tabs .tab.active {\n            display: block;\n        }\n\n        .faq_tabs span {\n            position: relative;\n        }\n\n        .faq_tabs .tab-links span.icon {\n            display: inline-block;\n            width: 18px;\n            height: 18px;\n            background-color: transparent;\n            background-repeat: no-repeat;\n            background-position: center center;\n            background-size: contain;\n            margin-right: 9px;\n        }\n\n        .faq_tabs .accordion-header span.icon {\n            display: inline-block;\n            width: 18px;\n            height: 18px;\n            background-color: transparent;\n            background-repeat: no-repeat;\n            background-position: center center;\n            background-size: contain;\n            margin-right: 0px;\n        }\n\n        .faq_tabs .accordion-header span.icon2 {\n            margin-right: 9px;\n        }\n\n        .faq_tabs .tab-links li.active a,\n        .faq_tabs .tab-links li.active span {\n            color: #fff;\n        }\n\n                .faq_tabs .all span.icon {\n            background-image: url(\/wp-content\/uploads\/2022\/01\/Trace-520-1.svg);\n        }\n\n        .faq_tabs .tab-links li.all.active span.icon {\n            background-image: url(\/wp-content\/uploads\/2022\/01\/Trace-510.svg);\n        }\n                .faq_tabs .auto span.icon {\n            background-image: url(https:\/\/www.inovainc.ca\/wp-content\/uploads\/2022\/01\/Icon-awesome-car-alt-2.svg);\n        }\n\n        .faq_tabs .tab-links li.auto.active span.icon {\n            background-image: url(https:\/\/www.inovainc.ca\/wp-content\/uploads\/2022\/01\/Icon-awesome-car-alt-3.svg);\n        }\n                .faq_tabs .habitation span.icon {\n            background-image: url(https:\/\/www.inovainc.ca\/wp-content\/uploads\/2022\/01\/Icon-material-home-2.svg);\n        }\n\n        .faq_tabs .tab-links li.habitation.active span.icon {\n            background-image: url(https:\/\/www.inovainc.ca\/wp-content\/uploads\/2022\/01\/Icon-material-home-3.svg);\n        }\n                .faq_tabs .reclamations span.icon {\n            background-image: url(https:\/\/www.inovainc.ca\/wp-content\/uploads\/2022\/01\/Groupe-794-2.svg);\n        }\n\n        .faq_tabs .tab-links li.reclamations.active span.icon {\n            background-image: url(https:\/\/www.inovainc.ca\/wp-content\/uploads\/2022\/01\/Groupe-794-1.svg);\n        }\n                .faq_tabs .myinova-fr span.icon {\n            background-image: url(https:\/\/www.inovainc.ca\/wp-content\/uploads\/2022\/01\/Groupe-794-2.svg);\n        }\n\n        .faq_tabs .tab-links li.myinova-fr.active span.icon {\n            background-image: url(https:\/\/www.inovainc.ca\/wp-content\/uploads\/2022\/01\/Groupe-794-1.svg);\n        }\n        \n        .faq_tabs .accordion-group {\n            font-family: var( --e-global-typography-text-font-family ), Sans-serif;\n            font-weight: var( --e-global-typography-text-font-weight );\n            font-style: normal;\n            line-height: 1.3!important;\n            font-size: 1rem;\n            color: var( --e-global-color-text );\n            text-align: left;\n            box-sizing: border-box;\n            padding: 15px!important;\n            border: 1px solid #d5d8dc;\n            border-radius: 14px;\n            box-shadow: 0 3px 6px 0 rgb(0 0 0\/15%);\n            margin-bottom: 35px;\n            border-width: 0;\n            background-color: #fff;\n        }\n\n        .faq_tabs .accordion-content {\n            display: none;\n            font-style: normal;\n            text-align: left;\n            box-sizing: border-box;\n            padding: 20px;\n            margin-left: 90px;\n            color: #000000;\n            font-family: mulish,Sans-serif;\n            font-size: 18px;\n            font-weight: 400;\n            line-height: 1.3em;\n        }\n\n        .faq_tabs .accordion-content p,\n        .faq_tabs .accordion-content li {\n            font-family: mulish,Sans-serif;\n            font-size: 18px;\n            font-weight: 400;\n            line-height: 1.3em;\n            margin-bottom: 1em;\n        }\n\n        .faq_tabs .accordion-content li {\n            margin-bottom: 0.5em;\n        }\n\n        .faq_tabs .accordion-content p:last-child,\n        .faq_tabs .accordion-content li:last-child {\n            margin-bottom: 0em;\n        }\n\n        .faq_tabs .accordion-content strong {\n            font-weight: 700;\n        }\n\n        .faq_tabs .accordion-header {\n            cursor: pointer;\n            padding: 15px 20px;\n        }\n\n        .faq_tabs .accordion-header h3 {\n            display: flex;\n            align-items: flex-start;\n            justify-content: space-between;\n        }\n\n        .faq_tabs .accordion-header h3 .icons {\n            flex: 0 0 66px;\n            display: flex;\n            align-items: center;\n            justify-content: flex-start;\n            margin-top: 4px;\n            color: #89a5bd;\n        }\n\n        .faq_tabs .accordion-header.active h3 .icons {\n            flex: 0 0 66px;\n            display: flex;\n            align-items: center;\n            justify-content: flex-start;\n            margin-top: 4px;\n            color: #004e9c;\n        }\n\n        .faq_tabs .accordion-header h3 .icons .icon {\n            display: inline-block;\n            width: 18px;\n            height: 18px;\n            background-color: transparent;\n            background-repeat: no-repeat;\n            background-position: center center;\n            background-size: contain;\n        }\n\n                .faq_tabs .accordion-header h3 .icons .icon.all {\n            background-image: url(\/wp-content\/uploads\/2022\/01\/Trace-520-1.svg);\n        }\n\n        .faq_tabs .accordion-header.active h3 .icons .icon.all {\n            background-image: url(\/wp-content\/uploads\/2022\/01\/Trace-520.svg);\n        }\n                .faq_tabs .accordion-header h3 .icons .icon.auto {\n            background-image: url(https:\/\/www.inovainc.ca\/wp-content\/uploads\/2022\/01\/Icon-awesome-car-alt-2.svg);\n        }\n\n        .faq_tabs .accordion-header.active h3 .icons .icon.auto {\n            background-image: url(https:\/\/www.inovainc.ca\/wp-content\/uploads\/2022\/01\/Icon-awesome-car-alt-1.svg);\n        }\n                .faq_tabs .accordion-header h3 .icons .icon.habitation {\n            background-image: url(https:\/\/www.inovainc.ca\/wp-content\/uploads\/2022\/01\/Icon-material-home-2.svg);\n        }\n\n        .faq_tabs .accordion-header.active h3 .icons .icon.habitation {\n            background-image: url(https:\/\/www.inovainc.ca\/wp-content\/uploads\/2022\/01\/Icon-material-home-1.svg);\n        }\n                .faq_tabs .accordion-header h3 .icons .icon.reclamations {\n            background-image: url(https:\/\/www.inovainc.ca\/wp-content\/uploads\/2022\/01\/Groupe-794-2.svg);\n        }\n\n        .faq_tabs .accordion-header.active h3 .icons .icon.reclamations {\n            background-image: url(https:\/\/www.inovainc.ca\/wp-content\/uploads\/2022\/01\/Groupe-794.svg);\n        }\n                .faq_tabs .accordion-header h3 .icons .icon.myinova-fr {\n            background-image: url(https:\/\/www.inovainc.ca\/wp-content\/uploads\/2022\/01\/Groupe-794-2.svg);\n        }\n\n        .faq_tabs .accordion-header.active h3 .icons .icon.myinova-fr {\n            background-image: url(https:\/\/www.inovainc.ca\/wp-content\/uploads\/2022\/01\/Groupe-794.svg);\n        }\n        \n        .faq_tabs .accordion-header h3 .title {\n            flex: 1 1 auto;\n            margin: 0 18px;\n            cursor: pointer;\n            color: #004e9c!important;\n            font-family: mulish,Sans-serif!important;\n            font-size: 30px!important;\n            font-weight: 600!important;\n            font-style: normal;\n            line-height: 1.3!important;\n            text-decoration: none!important;\n        }\n\n        .faq_tabs .accordion-header h3 .title a {\n            color: #004e9c!important;\n        }\n\n        .faq_tabs .accordion-header h3 .toggler {\n            flex: 0 0 36px;\n            display: inline-block;\n            width: 28px;\n            height: 28px;\n        }\n\n        .faq_tabs .accordion-header h3 .toggler svg {\n            width: 28px;\n            height: 28px;\n        }\n\n        .faq_tabs .accordion-header h3 .toggler-opened {\n            display: none;\n        }\n\n        .faq_tabs .accordion-header h3 .toggler-closed {\n            display: block;\n        }\n\n        .faq_tabs .accordion-header.active h3 .toggler-opened {\n            display: block;\n        }\n\n        .faq_tabs .accordion-header.active h3 .toggler-closed {\n            display: none;\n        }\n\n        @media only screen and (max-width : 1199px) {\n\n            .faq_tabs .accordion-header h3,\n            .faq_tabs .accordion-header h3 .title {\n                font-size: 24px!important;\n            }\n\n            .faq_tabs .accordion-header h3 .icons {\n                margin-top: 2px;\n            }\n        }\n\n        @media only screen and (max-width : 1023px) {\n\n            .faq_tabs .accordion-header h3,\n            .faq_tabs .accordion-header h3 .title {\n                font-size: 20px!important;\n            }\n\n            .faq_tabs .accordion-header {\n                padding: 5px 10px;\n            }\n\n            .faq_tabs .tab-links {\n                padding: 15px;\n            }\n\n            .faq_tabs .tab-content {\n                padding: 0 15px;\n            }\n\n            .faq_tabs .accordion-group {\n                margin-bottom: 25px;\n            }\n\n            .faq_tabs .accordion-content {\n                margin-left: 72px;\n            }\n\n            .faq_tabs .tab-links li ,\n            .faq_tabs .tab-links li a{\n                font-size: 14px;\n            }\n        }\n\n        @media only screen and (max-width : 767px) {\n\n            .faq_tabs .tab-links {\n                padding: 10px;\n            }\n\n            .faq_tabs .tab-content {\n                padding: 0 10px;\n            }\n\n            .faq_tabs .accordion-group {\n                margin-bottom: 15px;\n            }\n\n            .faq_tabs .accordion-content {\n                margin-left: 0;\n                padding-left: 0;\n                padding-right: 0;\n                padding-top: 9px;\n            }\n\n            .faq_tabs .accordion-header {\n                padding: 0px;\n            }\n\n            .faq_tabs .accordion-header h3 {\n                flex-wrap: wrap;\n            }\n\n            .faq_tabs .accordion-header h3 .icons {\n                flex: 0 0 66px;\n                order: 1;\n            }\n\n            .faq_tabs .accordion-header h3 .title {\n                flex: 0 0 100%;\n                order: 3;\n                margin: 12px 0 0 0;\n            }\n\n            .faq_tabs .accordion-header h3,\n            .faq_tabs .accordion-header h3 .title {\n                font-size: 18px!important;\n            }\n\n            .faq_tabs .accordion-header h3 .toggler {\n                flex: 0 0 36px;\n                order: 2;\n            }\n\n            .faq_tabs .accordion-content p,\n            .faq_tabs .accordion-content li {\n                font-size: 16px;\n            }\n\n            .faq_tabs .tab-links {\n                display: block;\n                padding: 0;\n            }\n\n            .faq_tabs .tab-links li ,\n            .faq_tabs .tab-links li a{\n                clip-path: none;\n                border-radius: 50px;\n                margin-bottom: 4px;\n            }\n\n            .faq_tabs .tab-links li:first-child {\n                clip-path: none;\n                border-radius: 50px;\n            }\n\n            .faq_tabs .tab-links li:last-child {\n                clip-path: none;\n                border-radius: 50px;\n                margin-bottom: 18px;\n            }\n\n            .faq_tabs .accordion-header h3 .toggler {\n                flex: 0 0 18px;\n                width: 18px;\n                height: 18px;\n            }\n\n            .faq_tabs .accordion-header h3 .toggler svg {\n                width: 18px;\n                height: 18px;\n            }\n\n            .faq_tabs .tab-links li ,\n            .faq_tabs .tab-links li a{\n                font-size: 18px;\n            }\n        }\n\n        <\/style>\n\n        <div class=\"faq_tabs\">\n\n            \n                <ul class=\"tab-links\">\n                                                <li data-tab_content=\"#tab0\" class=\"all active\">\n                                <span class=\"icon\"><\/span>\n                                <span><a href=\"#\">Toutes<\/a><\/span>\n                            <\/li>\n                                                        <li data-tab_content=\"#tab2\" class=\"habitation\">\n                                <span class=\"icon\"><\/span>\n                                <span><a href=\"#\">Habitation<\/a><\/span>\n                            <\/li>\n                                                        <li data-tab_content=\"#tab3\" class=\"reclamations\">\n                                <span class=\"icon\"><\/span>\n                                <span><a href=\"#\">R\u00e9clamations<\/a><\/span>\n                            <\/li>\n                                                        <li data-tab_content=\"#tab4\" class=\"myinova-fr\">\n                                <span class=\"icon\"><\/span>\n                                <span><a href=\"#\">myInova<\/a><\/span>\n                            <\/li>\n                                            <\/ul>\n            \n            <div class=\"tab-content\">\n                                        <div id=\"tab0\" class=\"tab active\">\n\n                            <div class=\"accordion\">\n                                                                    <div class=\"accordion-group\">\n                                        <div class=\"accordion-header\">\n                                            <h3>\n                                                <span class=\"icons\"><span class=\"icon all\"><\/span>&nbsp;+&nbsp;<span class=\"icon icon2 habitation\"><\/span><\/span>\n                                                <span class=\"title\"><a href=\"#\">Dois-je payer une p\u00e9nalit\u00e9 lorsque j\u2019annule ma police d\u2019assurance habitation?<\/a><\/span>\n                                                <span class=\"toggler\">\n                                                    <span class=\"toggler-closed\">\n                                                        <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"28.455\" height=\"28.455\" viewBox=\"0 0 28.455 28.455\"><path data-name=\"Icon ionic-ios-arrow-dropright-circle\" d=\"M3.375,17.6A14.227,14.227,0,1,0,17.6,3.375,14.225,14.225,0,0,0,3.375,17.6Zm16.724,0-5.6-5.547a1.32,1.32,0,0,1,1.867-1.867l6.525,6.546a1.319,1.319,0,0,1,.041,1.819L16.5,25a1.318,1.318,0,1,1-1.867-1.86Z\" transform=\"translate(31.83 -3.375) rotate(90)\" fill=\"#97aec6\"><\/path><\/svg>\n                                                    <\/span>\n                                                    <span class=\"toggler-opened\">\n                                                        <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"28\" height=\"28\" viewBox=\"0 0 28 28\"><g data-name=\"Groupe 466\" transform=\"translate(-1670 -1136.224)\"><circle data-name=\"Ellipse 8\" cx=\"14\" cy=\"14\" r=\"14\" transform=\"translate(1670 1136.224)\" fill=\"#004e9c\"><\/circle><path data-name=\"Trac\u00e9 521\" d=\"M16.715-78.4a.991.991,0,0,1,.3.727.892.892,0,0,1-.276.652.892.892,0,0,1-.652.276.976.976,0,0,1-.727-.351L11.3-81.731,7.26-77.091a.976.976,0,0,1-.727.351.933.933,0,0,1-.665-.276.9.9,0,0,1-.288-.677,1.02,1.02,0,0,1,.3-.7l4.163-4.69L6.057-87.625a1.084,1.084,0,0,1-.3-.7A.9.9,0,0,1,6.044-89a.906.906,0,0,1,.64-.276.976.976,0,0,1,.727.351L11.3-84.465l3.887-4.464a.976.976,0,0,1,.727-.351.892.892,0,0,1,.652.276.892.892,0,0,1,.276.652.991.991,0,0,1-.3.727l-3.988,4.539Z\" transform=\"translate(1672.702 1233.234)\" fill=\"#fff\"><\/path><\/g><\/svg>\n                                                    <\/span>\n                                                <\/span>\n                                            <\/h3>\n                                        <\/div>\n                                        <div class=\"accordion-content\">\n                                            <p class=\"p1\">Lorsque vous demandez l\u2019annulation (la r\u00e9siliation) de votre police \u00e0 la date de renouvellement, vous n\u2019avez ni p\u00e9nalit\u00e9 ni frais suppl\u00e9mentaires \u00e0 payer. Toute demande de r\u00e9siliation pr\u00e9sent\u00e9e en cours de contrat donne cependant lieu \u00e0 des frais de r\u00e9siliation.<\/p>                                        <\/div>\n                                    <\/div>\n                                                                        <div class=\"accordion-group\">\n                                        <div class=\"accordion-header\">\n                                            <h3>\n                                                <span class=\"icons\"><span class=\"icon all\"><\/span>&nbsp;+&nbsp;<span class=\"icon icon2 habitation\"><\/span><\/span>\n                                                <span class=\"title\"><a href=\"#\">Qu\u2019est-ce qu\u2019on entend par \u00ab protection en responsabilit\u00e9 civile \u00bb (assurance habitation) et pourquoi en ai-je besoin?<\/a><\/span>\n                                                <span class=\"toggler\">\n                                                    <span class=\"toggler-closed\">\n                                                        <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"28.455\" height=\"28.455\" viewBox=\"0 0 28.455 28.455\"><path data-name=\"Icon ionic-ios-arrow-dropright-circle\" d=\"M3.375,17.6A14.227,14.227,0,1,0,17.6,3.375,14.225,14.225,0,0,0,3.375,17.6Zm16.724,0-5.6-5.547a1.32,1.32,0,0,1,1.867-1.867l6.525,6.546a1.319,1.319,0,0,1,.041,1.819L16.5,25a1.318,1.318,0,1,1-1.867-1.86Z\" transform=\"translate(31.83 -3.375) rotate(90)\" fill=\"#97aec6\"><\/path><\/svg>\n                                                    <\/span>\n                                                    <span class=\"toggler-opened\">\n                                                        <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"28\" height=\"28\" viewBox=\"0 0 28 28\"><g data-name=\"Groupe 466\" transform=\"translate(-1670 -1136.224)\"><circle data-name=\"Ellipse 8\" cx=\"14\" cy=\"14\" r=\"14\" transform=\"translate(1670 1136.224)\" fill=\"#004e9c\"><\/circle><path data-name=\"Trac\u00e9 521\" d=\"M16.715-78.4a.991.991,0,0,1,.3.727.892.892,0,0,1-.276.652.892.892,0,0,1-.652.276.976.976,0,0,1-.727-.351L11.3-81.731,7.26-77.091a.976.976,0,0,1-.727.351.933.933,0,0,1-.665-.276.9.9,0,0,1-.288-.677,1.02,1.02,0,0,1,.3-.7l4.163-4.69L6.057-87.625a1.084,1.084,0,0,1-.3-.7A.9.9,0,0,1,6.044-89a.906.906,0,0,1,.64-.276.976.976,0,0,1,.727.351L11.3-84.465l3.887-4.464a.976.976,0,0,1,.727-.351.892.892,0,0,1,.652.276.892.892,0,0,1,.276.652.991.991,0,0,1-.3.727l-3.988,4.539Z\" transform=\"translate(1672.702 1233.234)\" fill=\"#fff\"><\/path><\/g><\/svg>\n                                                    <\/span>\n                                                <\/span>\n                                            <\/h3>\n                                        <\/div>\n                                        <div class=\"accordion-content\">\n                                            <p class=\"p1\">Vous pouvez \u00eatre tenu responsable des dommages corporels ou mat\u00e9riels caus\u00e9s involontairement \u00e0 autrui. Gr\u00e2ce \u00e0 la protection en responsabilit\u00e9 civile, votre assureur vous d\u00e9fendra \u00e0 ses frais si vous \u00eates poursuivi en justice. Cette protection vous couvre pour les dommages survenus partout dans le monde. Il est important de noter que toute poursuite en responsabilit\u00e9 civile attribuable \u00e0 un accident de voiture est couverte au titre de la police d\u2019assurance auto et non de la police d\u2019assurance habitation.<\/p>\r\n<p class=\"p1\">Prenons l\u2019exemple d\u2019une personne qui marche dans votre garage et sur laquelle une \u00e9chelle tombe. La personne se fracture une jambe et un bras, qui s\u2019av\u00e8re une blessure permanente. Elle d\u00e9cide alors de vous poursuivre en justice \u00e9tant donn\u00e9 qu\u2019elle ne peut plus travailler.<\/p>                                        <\/div>\n                                    <\/div>\n                                                                        <div class=\"accordion-group\">\n                                        <div class=\"accordion-header\">\n                                            <h3>\n                                                <span class=\"icons\"><span class=\"icon all\"><\/span>&nbsp;+&nbsp;<span class=\"icon icon2 habitation\"><\/span><\/span>\n                                                <span class=\"title\"><a href=\"#\">Que couvre une police d\u2019assurance habitation?<\/a><\/span>\n                                                <span class=\"toggler\">\n                                                    <span class=\"toggler-closed\">\n                                                        <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"28.455\" height=\"28.455\" viewBox=\"0 0 28.455 28.455\"><path data-name=\"Icon ionic-ios-arrow-dropright-circle\" d=\"M3.375,17.6A14.227,14.227,0,1,0,17.6,3.375,14.225,14.225,0,0,0,3.375,17.6Zm16.724,0-5.6-5.547a1.32,1.32,0,0,1,1.867-1.867l6.525,6.546a1.319,1.319,0,0,1,.041,1.819L16.5,25a1.318,1.318,0,1,1-1.867-1.86Z\" transform=\"translate(31.83 -3.375) rotate(90)\" fill=\"#97aec6\"><\/path><\/svg>\n                                                    <\/span>\n                                                    <span class=\"toggler-opened\">\n                                                        <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"28\" height=\"28\" viewBox=\"0 0 28 28\"><g data-name=\"Groupe 466\" transform=\"translate(-1670 -1136.224)\"><circle data-name=\"Ellipse 8\" cx=\"14\" cy=\"14\" r=\"14\" transform=\"translate(1670 1136.224)\" fill=\"#004e9c\"><\/circle><path data-name=\"Trac\u00e9 521\" d=\"M16.715-78.4a.991.991,0,0,1,.3.727.892.892,0,0,1-.276.652.892.892,0,0,1-.652.276.976.976,0,0,1-.727-.351L11.3-81.731,7.26-77.091a.976.976,0,0,1-.727.351.933.933,0,0,1-.665-.276.9.9,0,0,1-.288-.677,1.02,1.02,0,0,1,.3-.7l4.163-4.69L6.057-87.625a1.084,1.084,0,0,1-.3-.7A.9.9,0,0,1,6.044-89a.906.906,0,0,1,.64-.276.976.976,0,0,1,.727.351L11.3-84.465l3.887-4.464a.976.976,0,0,1,.727-.351.892.892,0,0,1,.652.276.892.892,0,0,1,.276.652.991.991,0,0,1-.3.727l-3.988,4.539Z\" transform=\"translate(1672.702 1233.234)\" fill=\"#fff\"><\/path><\/g><\/svg>\n                                                    <\/span>\n                                                <\/span>\n                                            <\/h3>\n                                        <\/div>\n                                        <div class=\"accordion-content\">\n                                            <span style=\"font-weight: 400;\">Toutes les polices d\u2019assurance habitation comprennent une protection en responsabilit\u00e9 civile. La couverture d\u2019assurance responsabilit\u00e9 civile vous prot\u00e8ge dans l\u2019\u00e9ventualit\u00e9 o\u00f9 vous \u00eates poursuivi et \u00eates reconnu l\u00e9galement responsable d\u2019avoir caus\u00e9 des dommages \u00e0 la propri\u00e9t\u00e9 d\u2019autrui ou d\u2019avoir bless\u00e9 quelqu\u2019un.<\/span><span style=\"font-weight: 400;\">\r\n<\/span>\r\n\r\n<span style=\"font-weight: 400;\">Vous avez une maison, un duplex, un triplex ou une maison en rang\u00e9e? Outre la protection en responsabilit\u00e9 civile, votre police d\u2019assurance habitation couvre le b\u00e2timent, les structures d\u00e9tach\u00e9es (comme les cabanons et les garages), les biens personnels et les frais de subsistance suppl\u00e9mentaires.<\/span>\r\n\r\n<span style=\"font-weight: 400;\">Vous avez un condo? Outre la protection en responsabilit\u00e9 civile, votre police d\u2019assurance habitation couvre vos biens personnels et la r\u00e9partition apr\u00e8s sinistre.<\/span>\r\n\r\n<span style=\"font-weight: 400;\">Vous \u00eates locataire? Outre la protection en responsabilit\u00e9 civile, votre police d\u2019assurance habitation couvre vos biens personnels ainsi que les am\u00e9liorations et r\u00e9novations du logement que vous avez effectu\u00e9es (et pay\u00e9es).<\/span>                                        <\/div>\n                                    <\/div>\n                                                                        <div class=\"accordion-group\">\n                                        <div class=\"accordion-header\">\n                                            <h3>\n                                                <span class=\"icons\"><span class=\"icon all\"><\/span>&nbsp;+&nbsp;<span class=\"icon icon2 habitation\"><\/span><\/span>\n                                                <span class=\"title\"><a href=\"#\">Je pars en vacances pendant une semaine ou deux. Est-ce que je dois faire quelque chose en particulier pour mon assurance habitation?<\/a><\/span>\n                                                <span class=\"toggler\">\n                                                    <span class=\"toggler-closed\">\n                                                        <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"28.455\" height=\"28.455\" viewBox=\"0 0 28.455 28.455\"><path data-name=\"Icon ionic-ios-arrow-dropright-circle\" d=\"M3.375,17.6A14.227,14.227,0,1,0,17.6,3.375,14.225,14.225,0,0,0,3.375,17.6Zm16.724,0-5.6-5.547a1.32,1.32,0,0,1,1.867-1.867l6.525,6.546a1.319,1.319,0,0,1,.041,1.819L16.5,25a1.318,1.318,0,1,1-1.867-1.86Z\" transform=\"translate(31.83 -3.375) rotate(90)\" fill=\"#97aec6\"><\/path><\/svg>\n                                                    <\/span>\n                                                    <span class=\"toggler-opened\">\n                                                        <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"28\" height=\"28\" viewBox=\"0 0 28 28\"><g data-name=\"Groupe 466\" transform=\"translate(-1670 -1136.224)\"><circle data-name=\"Ellipse 8\" cx=\"14\" cy=\"14\" r=\"14\" transform=\"translate(1670 1136.224)\" fill=\"#004e9c\"><\/circle><path data-name=\"Trac\u00e9 521\" d=\"M16.715-78.4a.991.991,0,0,1,.3.727.892.892,0,0,1-.276.652.892.892,0,0,1-.652.276.976.976,0,0,1-.727-.351L11.3-81.731,7.26-77.091a.976.976,0,0,1-.727.351.933.933,0,0,1-.665-.276.9.9,0,0,1-.288-.677,1.02,1.02,0,0,1,.3-.7l4.163-4.69L6.057-87.625a1.084,1.084,0,0,1-.3-.7A.9.9,0,0,1,6.044-89a.906.906,0,0,1,.64-.276.976.976,0,0,1,.727.351L11.3-84.465l3.887-4.464a.976.976,0,0,1,.727-.351.892.892,0,0,1,.652.276.892.892,0,0,1,.276.652.991.991,0,0,1-.3.727l-3.988,4.539Z\" transform=\"translate(1672.702 1233.234)\" fill=\"#fff\"><\/path><\/g><\/svg>\n                                                    <\/span>\n                                                <\/span>\n                                            <\/h3>\n                                        <\/div>\n                                        <div class=\"accordion-content\">\n                                            <p class=\"p1\">Je pars en vacances pendant une semaine ou deux. Est-ce que je dois faire quelque chose en particulier pour mon assurance habitation?<\/p>                                        <\/div>\n                                    <\/div>\n                                                                        <div class=\"accordion-group\">\n                                        <div class=\"accordion-header\">\n                                            <h3>\n                                                <span class=\"icons\"><span class=\"icon all\"><\/span>&nbsp;+&nbsp;<span class=\"icon icon2 habitation\"><\/span><\/span>\n                                                <span class=\"title\"><a href=\"#\">Comment puis-je diminuer ma prime d\u2019assurance habitation?<\/a><\/span>\n                                                <span class=\"toggler\">\n                                                    <span class=\"toggler-closed\">\n                                                        <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"28.455\" height=\"28.455\" viewBox=\"0 0 28.455 28.455\"><path data-name=\"Icon ionic-ios-arrow-dropright-circle\" d=\"M3.375,17.6A14.227,14.227,0,1,0,17.6,3.375,14.225,14.225,0,0,0,3.375,17.6Zm16.724,0-5.6-5.547a1.32,1.32,0,0,1,1.867-1.867l6.525,6.546a1.319,1.319,0,0,1,.041,1.819L16.5,25a1.318,1.318,0,1,1-1.867-1.86Z\" transform=\"translate(31.83 -3.375) rotate(90)\" fill=\"#97aec6\"><\/path><\/svg>\n                                                    <\/span>\n                                                    <span class=\"toggler-opened\">\n                                                        <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"28\" height=\"28\" viewBox=\"0 0 28 28\"><g data-name=\"Groupe 466\" transform=\"translate(-1670 -1136.224)\"><circle data-name=\"Ellipse 8\" cx=\"14\" cy=\"14\" r=\"14\" transform=\"translate(1670 1136.224)\" fill=\"#004e9c\"><\/circle><path data-name=\"Trac\u00e9 521\" d=\"M16.715-78.4a.991.991,0,0,1,.3.727.892.892,0,0,1-.276.652.892.892,0,0,1-.652.276.976.976,0,0,1-.727-.351L11.3-81.731,7.26-77.091a.976.976,0,0,1-.727.351.933.933,0,0,1-.665-.276.9.9,0,0,1-.288-.677,1.02,1.02,0,0,1,.3-.7l4.163-4.69L6.057-87.625a1.084,1.084,0,0,1-.3-.7A.9.9,0,0,1,6.044-89a.906.906,0,0,1,.64-.276.976.976,0,0,1,.727.351L11.3-84.465l3.887-4.464a.976.976,0,0,1,.727-.351.892.892,0,0,1,.652.276.892.892,0,0,1,.276.652.991.991,0,0,1-.3.727l-3.988,4.539Z\" transform=\"translate(1672.702 1233.234)\" fill=\"#fff\"><\/path><\/g><\/svg>\n                                                    <\/span>\n                                                <\/span>\n                                            <\/h3>\n                                        <\/div>\n                                        <div class=\"accordion-content\">\n                                            <p class=\"p1\">Vous pouvez augmenter le montant de votre franchise pour r\u00e9duire votre prime. Songez \u00e0 installer un syst\u00e8me de s\u00e9curit\u00e9 reli\u00e9 \u00e0 une centrale pour d\u00e9tecter les vols et les incendies, car la plupart des compagnies d\u2019assurance offrent des rabais int\u00e9ressants pour les maisons \u00e9quip\u00e9es de tels syst\u00e8mes. Il est \u00e9galement tr\u00e8s important de bien entretenir la propri\u00e9t\u00e9, en particulier votre toit et la plomberie, ainsi que les syst\u00e8mes \u00e9lectriques et de chauffage. Songez \u00e0 payer de votre poche les petites r\u00e9clamations afin de continuer d\u2019avoir droit au rabais pour absence de r\u00e9clamation \u00e0 votre dossier.<\/p>                                        <\/div>\n                                    <\/div>\n                                                                        <div class=\"accordion-group\">\n                                        <div class=\"accordion-header\">\n                                            <h3>\n                                                <span class=\"icons\"><span class=\"icon all\"><\/span>&nbsp;+&nbsp;<span class=\"icon icon2 reclamations\"><\/span><\/span>\n                                                <span class=\"title\"><a href=\"#\">Qu\u2019est-ce qu\u2019une franchise?<\/a><\/span>\n                                                <span class=\"toggler\">\n                                                    <span class=\"toggler-closed\">\n                                                        <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"28.455\" height=\"28.455\" viewBox=\"0 0 28.455 28.455\"><path data-name=\"Icon ionic-ios-arrow-dropright-circle\" d=\"M3.375,17.6A14.227,14.227,0,1,0,17.6,3.375,14.225,14.225,0,0,0,3.375,17.6Zm16.724,0-5.6-5.547a1.32,1.32,0,0,1,1.867-1.867l6.525,6.546a1.319,1.319,0,0,1,.041,1.819L16.5,25a1.318,1.318,0,1,1-1.867-1.86Z\" transform=\"translate(31.83 -3.375) rotate(90)\" fill=\"#97aec6\"><\/path><\/svg>\n                                                    <\/span>\n                                                    <span class=\"toggler-opened\">\n                                                        <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"28\" height=\"28\" viewBox=\"0 0 28 28\"><g data-name=\"Groupe 466\" transform=\"translate(-1670 -1136.224)\"><circle data-name=\"Ellipse 8\" cx=\"14\" cy=\"14\" r=\"14\" transform=\"translate(1670 1136.224)\" fill=\"#004e9c\"><\/circle><path data-name=\"Trac\u00e9 521\" d=\"M16.715-78.4a.991.991,0,0,1,.3.727.892.892,0,0,1-.276.652.892.892,0,0,1-.652.276.976.976,0,0,1-.727-.351L11.3-81.731,7.26-77.091a.976.976,0,0,1-.727.351.933.933,0,0,1-.665-.276.9.9,0,0,1-.288-.677,1.02,1.02,0,0,1,.3-.7l4.163-4.69L6.057-87.625a1.084,1.084,0,0,1-.3-.7A.9.9,0,0,1,6.044-89a.906.906,0,0,1,.64-.276.976.976,0,0,1,.727.351L11.3-84.465l3.887-4.464a.976.976,0,0,1,.727-.351.892.892,0,0,1,.652.276.892.892,0,0,1,.276.652.991.991,0,0,1-.3.727l-3.988,4.539Z\" transform=\"translate(1672.702 1233.234)\" fill=\"#fff\"><\/path><\/g><\/svg>\n                                                    <\/span>\n                                                <\/span>\n                                            <\/h3>\n                                        <\/div>\n                                        <div class=\"accordion-content\">\n                                            <p class=\"p1\">La franchise correspond au montant que vous devez payer de votre poche en cas de sinistre. La compagnie d\u2019assurance prend pour sa part en charge les frais en exc\u00e9dent de la franchise, jusqu\u2019\u00e0 concurrence des maximums pr\u00e9vus par votre police.<\/p>                                        <\/div>\n                                    <\/div>\n                                                                        <div class=\"accordion-group\">\n                                        <div class=\"accordion-header\">\n                                            <h3>\n                                                <span class=\"icons\"><span class=\"icon all\"><\/span>&nbsp;+&nbsp;<span class=\"icon icon2 reclamations\"><\/span><\/span>\n                                                <span class=\"title\"><a href=\"#\">Dois-je avoir un rapport de police pour pr\u00e9senter une r\u00e9clamation?<\/a><\/span>\n                                                <span class=\"toggler\">\n                                                    <span class=\"toggler-closed\">\n                                                        <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"28.455\" height=\"28.455\" viewBox=\"0 0 28.455 28.455\"><path data-name=\"Icon ionic-ios-arrow-dropright-circle\" d=\"M3.375,17.6A14.227,14.227,0,1,0,17.6,3.375,14.225,14.225,0,0,0,3.375,17.6Zm16.724,0-5.6-5.547a1.32,1.32,0,0,1,1.867-1.867l6.525,6.546a1.319,1.319,0,0,1,.041,1.819L16.5,25a1.318,1.318,0,1,1-1.867-1.86Z\" transform=\"translate(31.83 -3.375) rotate(90)\" fill=\"#97aec6\"><\/path><\/svg>\n                                                    <\/span>\n                                                    <span class=\"toggler-opened\">\n                                                        <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"28\" height=\"28\" viewBox=\"0 0 28 28\"><g data-name=\"Groupe 466\" transform=\"translate(-1670 -1136.224)\"><circle data-name=\"Ellipse 8\" cx=\"14\" cy=\"14\" r=\"14\" transform=\"translate(1670 1136.224)\" fill=\"#004e9c\"><\/circle><path data-name=\"Trac\u00e9 521\" d=\"M16.715-78.4a.991.991,0,0,1,.3.727.892.892,0,0,1-.276.652.892.892,0,0,1-.652.276.976.976,0,0,1-.727-.351L11.3-81.731,7.26-77.091a.976.976,0,0,1-.727.351.933.933,0,0,1-.665-.276.9.9,0,0,1-.288-.677,1.02,1.02,0,0,1,.3-.7l4.163-4.69L6.057-87.625a1.084,1.084,0,0,1-.3-.7A.9.9,0,0,1,6.044-89a.906.906,0,0,1,.64-.276.976.976,0,0,1,.727.351L11.3-84.465l3.887-4.464a.976.976,0,0,1,.727-.351.892.892,0,0,1,.652.276.892.892,0,0,1,.276.652.991.991,0,0,1-.3.727l-3.988,4.539Z\" transform=\"translate(1672.702 1233.234)\" fill=\"#fff\"><\/path><\/g><\/svg>\n                                                    <\/span>\n                                                <\/span>\n                                            <\/h3>\n                                        <\/div>\n                                        <div class=\"accordion-content\">\n                                            <p class=\"p1\">Dans la plupart des cas, un rapport de police n\u2019est pas n\u00e9cessaire. En cas de vol ou de tentative de vol, toutefois, vous devez signaler l\u2019incident \u00e0 la police.<\/p>                                        <\/div>\n                                    <\/div>\n                                                                        <div class=\"accordion-group\">\n                                        <div class=\"accordion-header\">\n                                            <h3>\n                                                <span class=\"icons\"><span class=\"icon all\"><\/span>&nbsp;+&nbsp;<span class=\"icon icon2 reclamations\"><\/span><\/span>\n                                                <span class=\"title\"><a href=\"#\">Quel est le r\u00f4le d\u2019Inova dans le cadre du processus de r\u00e9clamation?<\/a><\/span>\n                                                <span class=\"toggler\">\n                                                    <span class=\"toggler-closed\">\n                                                        <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"28.455\" height=\"28.455\" viewBox=\"0 0 28.455 28.455\"><path data-name=\"Icon ionic-ios-arrow-dropright-circle\" d=\"M3.375,17.6A14.227,14.227,0,1,0,17.6,3.375,14.225,14.225,0,0,0,3.375,17.6Zm16.724,0-5.6-5.547a1.32,1.32,0,0,1,1.867-1.867l6.525,6.546a1.319,1.319,0,0,1,.041,1.819L16.5,25a1.318,1.318,0,1,1-1.867-1.86Z\" transform=\"translate(31.83 -3.375) rotate(90)\" fill=\"#97aec6\"><\/path><\/svg>\n                                                    <\/span>\n                                                    <span class=\"toggler-opened\">\n                                                        <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"28\" height=\"28\" viewBox=\"0 0 28 28\"><g data-name=\"Groupe 466\" transform=\"translate(-1670 -1136.224)\"><circle data-name=\"Ellipse 8\" cx=\"14\" cy=\"14\" r=\"14\" transform=\"translate(1670 1136.224)\" fill=\"#004e9c\"><\/circle><path data-name=\"Trac\u00e9 521\" d=\"M16.715-78.4a.991.991,0,0,1,.3.727.892.892,0,0,1-.276.652.892.892,0,0,1-.652.276.976.976,0,0,1-.727-.351L11.3-81.731,7.26-77.091a.976.976,0,0,1-.727.351.933.933,0,0,1-.665-.276.9.9,0,0,1-.288-.677,1.02,1.02,0,0,1,.3-.7l4.163-4.69L6.057-87.625a1.084,1.084,0,0,1-.3-.7A.9.9,0,0,1,6.044-89a.906.906,0,0,1,.64-.276.976.976,0,0,1,.727.351L11.3-84.465l3.887-4.464a.976.976,0,0,1,.727-.351.892.892,0,0,1,.652.276.892.892,0,0,1,.276.652.991.991,0,0,1-.3.727l-3.988,4.539Z\" transform=\"translate(1672.702 1233.234)\" fill=\"#fff\"><\/path><\/g><\/svg>\n                                                    <\/span>\n                                                <\/span>\n                                            <\/h3>\n                                        <\/div>\n                                        <div class=\"accordion-content\">\n                                            <p class=\"p1\">En tant que courtiers, nous vous accompagnerons dans le processus de r\u00e9clamation et, au besoin, nous vous conseillerons et d\u00e9fendrons vos int\u00e9r\u00eats.<\/p>                                        <\/div>\n                                    <\/div>\n                                                                        <div class=\"accordion-group\">\n                                        <div class=\"accordion-header\">\n                                            <h3>\n                                                <span class=\"icons\"><span class=\"icon all\"><\/span>&nbsp;+&nbsp;<span class=\"icon icon2 reclamations\"><\/span><\/span>\n                                                <span class=\"title\"><a href=\"#\">Je veux d\u00e9clarer un sinistre. Comment dois-je proc\u00e9der?<\/a><\/span>\n                                                <span class=\"toggler\">\n                                                    <span class=\"toggler-closed\">\n                                                        <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"28.455\" height=\"28.455\" viewBox=\"0 0 28.455 28.455\"><path data-name=\"Icon ionic-ios-arrow-dropright-circle\" d=\"M3.375,17.6A14.227,14.227,0,1,0,17.6,3.375,14.225,14.225,0,0,0,3.375,17.6Zm16.724,0-5.6-5.547a1.32,1.32,0,0,1,1.867-1.867l6.525,6.546a1.319,1.319,0,0,1,.041,1.819L16.5,25a1.318,1.318,0,1,1-1.867-1.86Z\" transform=\"translate(31.83 -3.375) rotate(90)\" fill=\"#97aec6\"><\/path><\/svg>\n                                                    <\/span>\n                                                    <span class=\"toggler-opened\">\n                                                        <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"28\" height=\"28\" viewBox=\"0 0 28 28\"><g data-name=\"Groupe 466\" transform=\"translate(-1670 -1136.224)\"><circle data-name=\"Ellipse 8\" cx=\"14\" cy=\"14\" r=\"14\" transform=\"translate(1670 1136.224)\" fill=\"#004e9c\"><\/circle><path data-name=\"Trac\u00e9 521\" d=\"M16.715-78.4a.991.991,0,0,1,.3.727.892.892,0,0,1-.276.652.892.892,0,0,1-.652.276.976.976,0,0,1-.727-.351L11.3-81.731,7.26-77.091a.976.976,0,0,1-.727.351.933.933,0,0,1-.665-.276.9.9,0,0,1-.288-.677,1.02,1.02,0,0,1,.3-.7l4.163-4.69L6.057-87.625a1.084,1.084,0,0,1-.3-.7A.9.9,0,0,1,6.044-89a.906.906,0,0,1,.64-.276.976.976,0,0,1,.727.351L11.3-84.465l3.887-4.464a.976.976,0,0,1,.727-.351.892.892,0,0,1,.652.276.892.892,0,0,1,.276.652.991.991,0,0,1-.3.727l-3.988,4.539Z\" transform=\"translate(1672.702 1233.234)\" fill=\"#fff\"><\/path><\/g><\/svg>\n                                                    <\/span>\n                                                <\/span>\n                                            <\/h3>\n                                        <\/div>\n                                        <div class=\"accordion-content\">\n                                            <p class=\"p1\">Visitez la page R\u00e9clamations dans la section d'aide pour en savoir plus.<\/p>                                        <\/div>\n                                    <\/div>\n                                                                        <div class=\"accordion-group\">\n                                        <div class=\"accordion-header\">\n                                            <h3>\n                                                <span class=\"icons\"><span class=\"icon all\"><\/span>&nbsp;+&nbsp;<span class=\"icon icon2 reclamations\"><\/span><\/span>\n                                                <span class=\"title\"><a href=\"#\">Devrais-je pr\u00e9senter une r\u00e9clamation pour une perte mineure?<\/a><\/span>\n                                                <span class=\"toggler\">\n                                                    <span class=\"toggler-closed\">\n                                                        <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"28.455\" height=\"28.455\" viewBox=\"0 0 28.455 28.455\"><path data-name=\"Icon ionic-ios-arrow-dropright-circle\" d=\"M3.375,17.6A14.227,14.227,0,1,0,17.6,3.375,14.225,14.225,0,0,0,3.375,17.6Zm16.724,0-5.6-5.547a1.32,1.32,0,0,1,1.867-1.867l6.525,6.546a1.319,1.319,0,0,1,.041,1.819L16.5,25a1.318,1.318,0,1,1-1.867-1.86Z\" transform=\"translate(31.83 -3.375) rotate(90)\" fill=\"#97aec6\"><\/path><\/svg>\n                                                    <\/span>\n                                                    <span class=\"toggler-opened\">\n                                                        <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"28\" height=\"28\" viewBox=\"0 0 28 28\"><g data-name=\"Groupe 466\" transform=\"translate(-1670 -1136.224)\"><circle data-name=\"Ellipse 8\" cx=\"14\" cy=\"14\" r=\"14\" transform=\"translate(1670 1136.224)\" fill=\"#004e9c\"><\/circle><path data-name=\"Trac\u00e9 521\" d=\"M16.715-78.4a.991.991,0,0,1,.3.727.892.892,0,0,1-.276.652.892.892,0,0,1-.652.276.976.976,0,0,1-.727-.351L11.3-81.731,7.26-77.091a.976.976,0,0,1-.727.351.933.933,0,0,1-.665-.276.9.9,0,0,1-.288-.677,1.02,1.02,0,0,1,.3-.7l4.163-4.69L6.057-87.625a1.084,1.084,0,0,1-.3-.7A.9.9,0,0,1,6.044-89a.906.906,0,0,1,.64-.276.976.976,0,0,1,.727.351L11.3-84.465l3.887-4.464a.976.976,0,0,1,.727-.351.892.892,0,0,1,.652.276.892.892,0,0,1,.276.652.991.991,0,0,1-.3.727l-3.988,4.539Z\" transform=\"translate(1672.702 1233.234)\" fill=\"#fff\"><\/path><\/g><\/svg>\n                                                    <\/span>\n                                                <\/span>\n                                            <\/h3>\n                                        <\/div>\n                                        <div class=\"accordion-content\">\n                                            <p class=\"p1\">Nous vous recommandons fortement, dans la mesure du possible, de payer de votre poche les petites r\u00e9clamations. L\u2019assurance habitation est con\u00e7ue pour assurer votre bien-\u00eatre financier, et donc de vous prot\u00e9ger contre les pertes importantes. Lorsque vous pr\u00e9sentez une r\u00e9clamation, quel qu\u2019en soit le montant, vous perdrez vos rabais pour dossier sans sinistre et paierez une prime plus \u00e9lev\u00e9e.<\/p>                                        <\/div>\n                                    <\/div>\n                                                                        <div class=\"accordion-group\">\n                                        <div class=\"accordion-header\">\n                                            <h3>\n                                                <span class=\"icons\"><span class=\"icon all\"><\/span>&nbsp;+&nbsp;<span class=\"icon icon2 reclamations\"><\/span><\/span>\n                                                <span class=\"title\"><a href=\"#\">Ma police d\u2019assurance couvre-t-elle les sinistres caus\u00e9s par des \u00ab forces majeures \u00bb ou des catastrophes naturelles?<\/a><\/span>\n                                                <span class=\"toggler\">\n                                                    <span class=\"toggler-closed\">\n                                                        <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"28.455\" height=\"28.455\" viewBox=\"0 0 28.455 28.455\"><path data-name=\"Icon ionic-ios-arrow-dropright-circle\" d=\"M3.375,17.6A14.227,14.227,0,1,0,17.6,3.375,14.225,14.225,0,0,0,3.375,17.6Zm16.724,0-5.6-5.547a1.32,1.32,0,0,1,1.867-1.867l6.525,6.546a1.319,1.319,0,0,1,.041,1.819L16.5,25a1.318,1.318,0,1,1-1.867-1.86Z\" transform=\"translate(31.83 -3.375) rotate(90)\" fill=\"#97aec6\"><\/path><\/svg>\n                                                    <\/span>\n                                                    <span class=\"toggler-opened\">\n                                                        <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"28\" height=\"28\" viewBox=\"0 0 28 28\"><g data-name=\"Groupe 466\" transform=\"translate(-1670 -1136.224)\"><circle data-name=\"Ellipse 8\" cx=\"14\" cy=\"14\" r=\"14\" transform=\"translate(1670 1136.224)\" fill=\"#004e9c\"><\/circle><path data-name=\"Trac\u00e9 521\" d=\"M16.715-78.4a.991.991,0,0,1,.3.727.892.892,0,0,1-.276.652.892.892,0,0,1-.652.276.976.976,0,0,1-.727-.351L11.3-81.731,7.26-77.091a.976.976,0,0,1-.727.351.933.933,0,0,1-.665-.276.9.9,0,0,1-.288-.677,1.02,1.02,0,0,1,.3-.7l4.163-4.69L6.057-87.625a1.084,1.084,0,0,1-.3-.7A.9.9,0,0,1,6.044-89a.906.906,0,0,1,.64-.276.976.976,0,0,1,.727.351L11.3-84.465l3.887-4.464a.976.976,0,0,1,.727-.351.892.892,0,0,1,.652.276.892.892,0,0,1,.276.652.991.991,0,0,1-.3.727l-3.988,4.539Z\" transform=\"translate(1672.702 1233.234)\" fill=\"#fff\"><\/path><\/g><\/svg>\n                                                    <\/span>\n                                                <\/span>\n                                            <\/h3>\n                                        <\/div>\n                                        <div class=\"accordion-content\">\n                                            <p class=\"p1\">Les polices d\u2019assurance habitation ne couvrent pas n\u00e9cessairement les sinistres caus\u00e9s par des forces majeures et des catastrophes naturelles. Les sinistres attribuables aux tremblements de terre et aux inondations ne seront couverts que si la police le pr\u00e9voit sp\u00e9cifiquement.<\/p>                                        <\/div>\n                                    <\/div>\n                                                                        <div class=\"accordion-group\">\n                                        <div class=\"accordion-header\">\n                                            <h3>\n                                                <span class=\"icons\"><span class=\"icon all\"><\/span>&nbsp;+&nbsp;<span class=\"icon icon2 reclamations\"><\/span><\/span>\n                                                <span class=\"title\"><a href=\"#\">J\u2019ai subi un d\u00e9g\u00e2t d\u2019eau.  Suis-je couvert?<\/a><\/span>\n                                                <span class=\"toggler\">\n                                                    <span class=\"toggler-closed\">\n                                                        <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"28.455\" height=\"28.455\" viewBox=\"0 0 28.455 28.455\"><path data-name=\"Icon ionic-ios-arrow-dropright-circle\" d=\"M3.375,17.6A14.227,14.227,0,1,0,17.6,3.375,14.225,14.225,0,0,0,3.375,17.6Zm16.724,0-5.6-5.547a1.32,1.32,0,0,1,1.867-1.867l6.525,6.546a1.319,1.319,0,0,1,.041,1.819L16.5,25a1.318,1.318,0,1,1-1.867-1.86Z\" transform=\"translate(31.83 -3.375) rotate(90)\" fill=\"#97aec6\"><\/path><\/svg>\n                                                    <\/span>\n                                                    <span class=\"toggler-opened\">\n                                                        <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"28\" height=\"28\" viewBox=\"0 0 28 28\"><g data-name=\"Groupe 466\" transform=\"translate(-1670 -1136.224)\"><circle data-name=\"Ellipse 8\" cx=\"14\" cy=\"14\" r=\"14\" transform=\"translate(1670 1136.224)\" fill=\"#004e9c\"><\/circle><path data-name=\"Trac\u00e9 521\" d=\"M16.715-78.4a.991.991,0,0,1,.3.727.892.892,0,0,1-.276.652.892.892,0,0,1-.652.276.976.976,0,0,1-.727-.351L11.3-81.731,7.26-77.091a.976.976,0,0,1-.727.351.933.933,0,0,1-.665-.276.9.9,0,0,1-.288-.677,1.02,1.02,0,0,1,.3-.7l4.163-4.69L6.057-87.625a1.084,1.084,0,0,1-.3-.7A.9.9,0,0,1,6.044-89a.906.906,0,0,1,.64-.276.976.976,0,0,1,.727.351L11.3-84.465l3.887-4.464a.976.976,0,0,1,.727-.351.892.892,0,0,1,.652.276.892.892,0,0,1,.276.652.991.991,0,0,1-.3.727l-3.988,4.539Z\" transform=\"translate(1672.702 1233.234)\" fill=\"#fff\"><\/path><\/g><\/svg>\n                                                    <\/span>\n                                                <\/span>\n                                            <\/h3>\n                                        <\/div>\n                                        <div class=\"accordion-content\">\n                                            <p class=\"p1\">En cas de d\u00e9g\u00e2t d\u2019eau, il est tr\u00e8s important de d\u00e9terminer et de comprendre ce qui l\u2019a caus\u00e9. Si le d\u00e9g\u00e2t est attribuable \u00e0 un tuyau qui fuit, vous n\u2019\u00eates probablement pas couvert, car l\u2019assurance habitation ne couvre que les sinistres soudains et accidentels. Les fuites qui se produisent de fa\u00e7on continue ne sont tout simplement pas couvertes par les polices d\u2019assurance habitation. En cas de doute, vous devriez communiquer avec une entreprise locale, sp\u00e9cialis\u00e9e en restauration de b\u00e2timents pour obtenir une \u00e9valuation. Ces experts pourront vous aider \u00e0 faire face \u00e0 la situation et \u00e0 att\u00e9nuer tout dommage suppl\u00e9mentaire, et ils vous renseigneront au sujet de la cause initiale du d\u00e9g\u00e2t.<\/p>                                        <\/div>\n                                    <\/div>\n                                                                        <div class=\"accordion-group\">\n                                        <div class=\"accordion-header\">\n                                            <h3>\n                                                <span class=\"icons\"><span class=\"icon all\"><\/span>&nbsp;+&nbsp;<span class=\"icon icon2 reclamations\"><\/span><\/span>\n                                                <span class=\"title\"><a href=\"#\">Dans quelle mesure une r\u00e9clamation se r\u00e9percutera-t-elle sur ma prime d\u2019assurance?<\/a><\/span>\n                                                <span class=\"toggler\">\n                                                    <span class=\"toggler-closed\">\n                                                        <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"28.455\" height=\"28.455\" viewBox=\"0 0 28.455 28.455\"><path data-name=\"Icon ionic-ios-arrow-dropright-circle\" d=\"M3.375,17.6A14.227,14.227,0,1,0,17.6,3.375,14.225,14.225,0,0,0,3.375,17.6Zm16.724,0-5.6-5.547a1.32,1.32,0,0,1,1.867-1.867l6.525,6.546a1.319,1.319,0,0,1,.041,1.819L16.5,25a1.318,1.318,0,1,1-1.867-1.86Z\" transform=\"translate(31.83 -3.375) rotate(90)\" fill=\"#97aec6\"><\/path><\/svg>\n                                                    <\/span>\n                                                    <span class=\"toggler-opened\">\n                                                        <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"28\" height=\"28\" viewBox=\"0 0 28 28\"><g data-name=\"Groupe 466\" transform=\"translate(-1670 -1136.224)\"><circle data-name=\"Ellipse 8\" cx=\"14\" cy=\"14\" r=\"14\" transform=\"translate(1670 1136.224)\" fill=\"#004e9c\"><\/circle><path data-name=\"Trac\u00e9 521\" d=\"M16.715-78.4a.991.991,0,0,1,.3.727.892.892,0,0,1-.276.652.892.892,0,0,1-.652.276.976.976,0,0,1-.727-.351L11.3-81.731,7.26-77.091a.976.976,0,0,1-.727.351.933.933,0,0,1-.665-.276.9.9,0,0,1-.288-.677,1.02,1.02,0,0,1,.3-.7l4.163-4.69L6.057-87.625a1.084,1.084,0,0,1-.3-.7A.9.9,0,0,1,6.044-89a.906.906,0,0,1,.64-.276.976.976,0,0,1,.727.351L11.3-84.465l3.887-4.464a.976.976,0,0,1,.727-.351.892.892,0,0,1,.652.276.892.892,0,0,1,.276.652.991.991,0,0,1-.3.727l-3.988,4.539Z\" transform=\"translate(1672.702 1233.234)\" fill=\"#fff\"><\/path><\/g><\/svg>\n                                                    <\/span>\n                                                <\/span>\n                                            <\/h3>\n                                        <\/div>\n                                        <div class=\"accordion-content\">\n                                            <span style=\"font-weight: 400;\">Toute r\u00e9clamation, peu importe l\u2019ampleur du sinistre, aura une incidence sur le montant de votre prime d\u2019assurance. Vous pourriez en effet perdre le rabais pour absence de r\u00e9clamation \u00e0 votre dossier auquel vous avez droit qui, dans certains cas, pourrait varier de 10 % \u00e0 25 %. Certaines compagnies d\u2019assurance offrent une protection qui pardonne votre premi\u00e8re r\u00e9clamation et n\u2019en tiennent pas compte pour la suite des choses.<\/span>                                        <\/div>\n                                    <\/div>\n                                                                        <div class=\"accordion-group\">\n                                        <div class=\"accordion-header\">\n                                            <h3>\n                                                <span class=\"icons\"><span class=\"icon all\"><\/span>&nbsp;+&nbsp;<span class=\"icon icon2 reclamations\"><\/span><\/span>\n                                                <span class=\"title\"><a href=\"#\">Que se passe-t-il si je pr\u00e9sente plusieurs r\u00e9clamations?<\/a><\/span>\n                                                <span class=\"toggler\">\n                                                    <span class=\"toggler-closed\">\n                                                        <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"28.455\" height=\"28.455\" viewBox=\"0 0 28.455 28.455\"><path data-name=\"Icon ionic-ios-arrow-dropright-circle\" d=\"M3.375,17.6A14.227,14.227,0,1,0,17.6,3.375,14.225,14.225,0,0,0,3.375,17.6Zm16.724,0-5.6-5.547a1.32,1.32,0,0,1,1.867-1.867l6.525,6.546a1.319,1.319,0,0,1,.041,1.819L16.5,25a1.318,1.318,0,1,1-1.867-1.86Z\" transform=\"translate(31.83 -3.375) rotate(90)\" fill=\"#97aec6\"><\/path><\/svg>\n                                                    <\/span>\n                                                    <span class=\"toggler-opened\">\n                                                        <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"28\" height=\"28\" viewBox=\"0 0 28 28\"><g data-name=\"Groupe 466\" transform=\"translate(-1670 -1136.224)\"><circle data-name=\"Ellipse 8\" cx=\"14\" cy=\"14\" r=\"14\" transform=\"translate(1670 1136.224)\" fill=\"#004e9c\"><\/circle><path data-name=\"Trac\u00e9 521\" d=\"M16.715-78.4a.991.991,0,0,1,.3.727.892.892,0,0,1-.276.652.892.892,0,0,1-.652.276.976.976,0,0,1-.727-.351L11.3-81.731,7.26-77.091a.976.976,0,0,1-.727.351.933.933,0,0,1-.665-.276.9.9,0,0,1-.288-.677,1.02,1.02,0,0,1,.3-.7l4.163-4.69L6.057-87.625a1.084,1.084,0,0,1-.3-.7A.9.9,0,0,1,6.044-89a.906.906,0,0,1,.64-.276.976.976,0,0,1,.727.351L11.3-84.465l3.887-4.464a.976.976,0,0,1,.727-.351.892.892,0,0,1,.652.276.892.892,0,0,1,.276.652.991.991,0,0,1-.3.727l-3.988,4.539Z\" transform=\"translate(1672.702 1233.234)\" fill=\"#fff\"><\/path><\/g><\/svg>\n                                                    <\/span>\n                                                <\/span>\n                                            <\/h3>\n                                        <\/div>\n                                        <div class=\"accordion-content\">\n                                            <span style=\"font-weight: 400;\">Si vous pr\u00e9sentez une ou deux r\u00e9clamations au titre de votre assurance habitation durant une p\u00e9riode de cinq ans, votre prime s\u2019en ressentira. Si vous pr\u00e9sentez plus de deux r\u00e9clamations durant une p\u00e9riode de cinq ans, vous pourriez m\u00eame avoir de la difficult\u00e9 \u00e0 obtenir une assurance habitation. Il est donc important d\u2019\u00e9valuer la situation et de d\u00e9terminer si vous devriez pr\u00e9senter ou non une r\u00e9clamation.<\/span>                                        <\/div>\n                                    <\/div>\n                                                                        <div class=\"accordion-group\">\n                                        <div class=\"accordion-header\">\n                                            <h3>\n                                                <span class=\"icons\"><span class=\"icon all\"><\/span>&nbsp;+&nbsp;<span class=\"icon icon2 myinova-fr\"><\/span><\/span>\n                                                <span class=\"title\"><a href=\"#\">Pourquoi devrais-je me cr\u00e9er un compte myInova?<\/a><\/span>\n                                                <span class=\"toggler\">\n                                                    <span class=\"toggler-closed\">\n                                                        <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"28.455\" height=\"28.455\" viewBox=\"0 0 28.455 28.455\"><path data-name=\"Icon ionic-ios-arrow-dropright-circle\" d=\"M3.375,17.6A14.227,14.227,0,1,0,17.6,3.375,14.225,14.225,0,0,0,3.375,17.6Zm16.724,0-5.6-5.547a1.32,1.32,0,0,1,1.867-1.867l6.525,6.546a1.319,1.319,0,0,1,.041,1.819L16.5,25a1.318,1.318,0,1,1-1.867-1.86Z\" transform=\"translate(31.83 -3.375) rotate(90)\" fill=\"#97aec6\"><\/path><\/svg>\n                                                    <\/span>\n                                                    <span class=\"toggler-opened\">\n                                                        <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"28\" height=\"28\" viewBox=\"0 0 28 28\"><g data-name=\"Groupe 466\" transform=\"translate(-1670 -1136.224)\"><circle data-name=\"Ellipse 8\" cx=\"14\" cy=\"14\" r=\"14\" transform=\"translate(1670 1136.224)\" fill=\"#004e9c\"><\/circle><path data-name=\"Trac\u00e9 521\" d=\"M16.715-78.4a.991.991,0,0,1,.3.727.892.892,0,0,1-.276.652.892.892,0,0,1-.652.276.976.976,0,0,1-.727-.351L11.3-81.731,7.26-77.091a.976.976,0,0,1-.727.351.933.933,0,0,1-.665-.276.9.9,0,0,1-.288-.677,1.02,1.02,0,0,1,.3-.7l4.163-4.69L6.057-87.625a1.084,1.084,0,0,1-.3-.7A.9.9,0,0,1,6.044-89a.906.906,0,0,1,.64-.276.976.976,0,0,1,.727.351L11.3-84.465l3.887-4.464a.976.976,0,0,1,.727-.351.892.892,0,0,1,.652.276.892.892,0,0,1,.276.652.991.991,0,0,1-.3.727l-3.988,4.539Z\" transform=\"translate(1672.702 1233.234)\" fill=\"#fff\"><\/path><\/g><\/svg>\n                                                    <\/span>\n                                                <\/span>\n                                            <\/h3>\n                                        <\/div>\n                                        <div class=\"accordion-content\">\n                                            Le portail myInova est un moyen simple et rapide d\u2019acc\u00e9der \u00e0 votre compte d\u2019assurance en ligne, demander un changement et t\u00e9l\u00e9verser vos documents de police d\u2019assurance, quand bon vous semble, car il est\u00a0<strong>accessible 24 heures sur 24, 7 jours sur 7<\/strong>!\r\n\r\n<strong>\u00c9tape 1 :<\/strong>\r\n\r\n<img fetchpriority=\"high\" decoding=\"async\" class=\"alignnone size-full wp-image-15805\" src=\"https:\/\/www.inovainc.ca\/wp-content\/uploads\/2025\/11\/Request-menu-FR.jpeg\" alt=\"\" width=\"1027\" height=\"750\" srcset=\"https:\/\/www.inovainc.ca\/wp-content\/uploads\/2025\/11\/Request-menu-FR.jpeg 1027w, https:\/\/www.inovainc.ca\/wp-content\/uploads\/2025\/11\/Request-menu-FR-300x219.jpeg 300w, https:\/\/www.inovainc.ca\/wp-content\/uploads\/2025\/11\/Request-menu-FR-1024x748.jpeg 1024w, https:\/\/www.inovainc.ca\/wp-content\/uploads\/2025\/11\/Request-menu-FR-768x561.jpeg 768w\" sizes=\"(max-width: 1027px) 100vw, 1027px\" \/>\r\n\r\n<strong>\u00c9tape 2 :<\/strong>\r\n\r\n<img decoding=\"async\" class=\"alignnone size-full wp-image-15801\" src=\"https:\/\/www.inovainc.ca\/wp-content\/uploads\/2025\/11\/Change-menu-FR.jpeg\" alt=\"\" width=\"1008\" height=\"581\" srcset=\"https:\/\/www.inovainc.ca\/wp-content\/uploads\/2025\/11\/Change-menu-FR.jpeg 1008w, https:\/\/www.inovainc.ca\/wp-content\/uploads\/2025\/11\/Change-menu-FR-300x173.jpeg 300w, https:\/\/www.inovainc.ca\/wp-content\/uploads\/2025\/11\/Change-menu-FR-768x443.jpeg 768w\" sizes=\"(max-width: 1008px) 100vw, 1008px\" \/>\r\n\r\nVous pouvez \u00e9galement soumettre une question en s\u00e9lectionnant l'une des options suivantes dans la liste ci-dessous :\r\n\r\n<img decoding=\"async\" class=\"alignnone size-full wp-image-15200\" src=\"https:\/\/www.inovainc.ca\/wp-content\/uploads\/2023\/09\/Screenshot-2025-04-29-133423.png\" alt=\"\" width=\"996\" height=\"321\" srcset=\"https:\/\/www.inovainc.ca\/wp-content\/uploads\/2023\/09\/Screenshot-2025-04-29-133423.png 996w, https:\/\/www.inovainc.ca\/wp-content\/uploads\/2023\/09\/Screenshot-2025-04-29-133423-300x97.png 300w, https:\/\/www.inovainc.ca\/wp-content\/uploads\/2023\/09\/Screenshot-2025-04-29-133423-768x248.png 768w\" sizes=\"(max-width: 996px) 100vw, 996px\" \/>\r\n<p class=\"p1\">Si votre demande n\u2019est pas urgente, nous vous recommandons fortement d\u2019utiliser cette m\u00e9thode plut\u00f4t que de nous appeler, car par moment de fort achalandage le temps d\u2019attente peut parfois \u00eatre long.<\/p>\r\n<p class=\"p1\">Les demandes effectu\u00e9es par l\u2019interm\u00e9diaire de myInova sont g\u00e9n\u00e9ralement trait\u00e9es dans les deux \u00e0 quatre jours ouvrables, suivant la nature du changement \u00e0 apporter. Une fois les changements apport\u00e9s, vous recevrez un courriel de confirmation, ce qui les rendra officiels.<\/p>                                        <\/div>\n                                    <\/div>\n                                                                        <div class=\"accordion-group\">\n                                        <div class=\"accordion-header\">\n                                            <h3>\n                                                <span class=\"icons\"><span class=\"icon all\"><\/span>&nbsp;+&nbsp;<span class=\"icon icon2 myinova-fr\"><\/span><\/span>\n                                                <span class=\"title\"><a href=\"#\">De quoi ai-je besoin pour m\u2019inscrire \u00e0 myInova?<\/a><\/span>\n                                                <span class=\"toggler\">\n                                                    <span class=\"toggler-closed\">\n                                                        <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"28.455\" height=\"28.455\" viewBox=\"0 0 28.455 28.455\"><path data-name=\"Icon ionic-ios-arrow-dropright-circle\" d=\"M3.375,17.6A14.227,14.227,0,1,0,17.6,3.375,14.225,14.225,0,0,0,3.375,17.6Zm16.724,0-5.6-5.547a1.32,1.32,0,0,1,1.867-1.867l6.525,6.546a1.319,1.319,0,0,1,.041,1.819L16.5,25a1.318,1.318,0,1,1-1.867-1.86Z\" transform=\"translate(31.83 -3.375) rotate(90)\" fill=\"#97aec6\"><\/path><\/svg>\n                                                    <\/span>\n                                                    <span class=\"toggler-opened\">\n                                                        <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"28\" height=\"28\" viewBox=\"0 0 28 28\"><g data-name=\"Groupe 466\" transform=\"translate(-1670 -1136.224)\"><circle data-name=\"Ellipse 8\" cx=\"14\" cy=\"14\" r=\"14\" transform=\"translate(1670 1136.224)\" fill=\"#004e9c\"><\/circle><path data-name=\"Trac\u00e9 521\" d=\"M16.715-78.4a.991.991,0,0,1,.3.727.892.892,0,0,1-.276.652.892.892,0,0,1-.652.276.976.976,0,0,1-.727-.351L11.3-81.731,7.26-77.091a.976.976,0,0,1-.727.351.933.933,0,0,1-.665-.276.9.9,0,0,1-.288-.677,1.02,1.02,0,0,1,.3-.7l4.163-4.69L6.057-87.625a1.084,1.084,0,0,1-.3-.7A.9.9,0,0,1,6.044-89a.906.906,0,0,1,.64-.276.976.976,0,0,1,.727.351L11.3-84.465l3.887-4.464a.976.976,0,0,1,.727-.351.892.892,0,0,1,.652.276.892.892,0,0,1,.276.652.991.991,0,0,1-.3.727l-3.988,4.539Z\" transform=\"translate(1672.702 1233.234)\" fill=\"#fff\"><\/path><\/g><\/svg>\n                                                    <\/span>\n                                                <\/span>\n                                            <\/h3>\n                                        <\/div>\n                                        <div class=\"accordion-content\">\n                                            <p class=\"p1\">L\u2019inscription \u00e0 myInova est rapide et ne prend que quelques minutes. Vous n\u2019avez en effet besoin que de votre <strong>adresse de courriel et de votre num\u00e9ro de police<\/strong>! Vous pouvez utiliser le m\u00eame identifiant pour acc\u00e9der \u00e0 plusieurs polices d\u2019assurance automobile et habitation.<\/p>                                        <\/div>\n                                    <\/div>\n                                                                        <div class=\"accordion-group\">\n                                        <div class=\"accordion-header\">\n                                            <h3>\n                                                <span class=\"icons\"><span class=\"icon all\"><\/span>&nbsp;+&nbsp;<span class=\"icon icon2 myinova-fr\"><\/span><\/span>\n                                                <span class=\"title\"><a href=\"#\">Quels renseignements puis-je trouver sur myInova?<\/a><\/span>\n                                                <span class=\"toggler\">\n                                                    <span class=\"toggler-closed\">\n                                                        <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"28.455\" height=\"28.455\" viewBox=\"0 0 28.455 28.455\"><path data-name=\"Icon ionic-ios-arrow-dropright-circle\" d=\"M3.375,17.6A14.227,14.227,0,1,0,17.6,3.375,14.225,14.225,0,0,0,3.375,17.6Zm16.724,0-5.6-5.547a1.32,1.32,0,0,1,1.867-1.867l6.525,6.546a1.319,1.319,0,0,1,.041,1.819L16.5,25a1.318,1.318,0,1,1-1.867-1.86Z\" transform=\"translate(31.83 -3.375) rotate(90)\" fill=\"#97aec6\"><\/path><\/svg>\n                                                    <\/span>\n                                                    <span class=\"toggler-opened\">\n                                                        <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"28\" height=\"28\" viewBox=\"0 0 28 28\"><g data-name=\"Groupe 466\" transform=\"translate(-1670 -1136.224)\"><circle data-name=\"Ellipse 8\" cx=\"14\" cy=\"14\" r=\"14\" transform=\"translate(1670 1136.224)\" fill=\"#004e9c\"><\/circle><path data-name=\"Trac\u00e9 521\" d=\"M16.715-78.4a.991.991,0,0,1,.3.727.892.892,0,0,1-.276.652.892.892,0,0,1-.652.276.976.976,0,0,1-.727-.351L11.3-81.731,7.26-77.091a.976.976,0,0,1-.727.351.933.933,0,0,1-.665-.276.9.9,0,0,1-.288-.677,1.02,1.02,0,0,1,.3-.7l4.163-4.69L6.057-87.625a1.084,1.084,0,0,1-.3-.7A.9.9,0,0,1,6.044-89a.906.906,0,0,1,.64-.276.976.976,0,0,1,.727.351L11.3-84.465l3.887-4.464a.976.976,0,0,1,.727-.351.892.892,0,0,1,.652.276.892.892,0,0,1,.276.652.991.991,0,0,1-.3.727l-3.988,4.539Z\" transform=\"translate(1672.702 1233.234)\" fill=\"#fff\"><\/path><\/g><\/svg>\n                                                    <\/span>\n                                                <\/span>\n                                            <\/h3>\n                                        <\/div>\n                                        <div class=\"accordion-content\">\n                                            <p class=\"p1\">Apr\u00e8s avoir acc\u00e9d\u00e9 \u00e0 votre compte myInova, vous verrez vos renseignements personnels ainsi que l\u2019information relative \u00e0 toutes vos polices. Vous pouvez notamment :<\/p>\r\n\r\n<ul>\r\n \t<li><strong>t\u00e9l\u00e9charger et imprimer vos documents de police;<\/strong><\/li>\r\n \t<li><strong>consulter vos couvertures;<\/strong><\/li>\r\n \t<li><strong>afficher les dates d\u2019entr\u00e9e en vigueur et d\u2019\u00e9ch\u00e9ance;<\/strong><\/li>\r\n \t<li><strong>voir l\u2019objet de l\u2019assurance.<\/strong><\/li>\r\n<\/ul>                                        <\/div>\n                                    <\/div>\n                                                                        <div class=\"accordion-group\">\n                                        <div class=\"accordion-header\">\n                                            <h3>\n                                                <span class=\"icons\"><span class=\"icon all\"><\/span>&nbsp;+&nbsp;<span class=\"icon icon2 myinova-fr\"><\/span><\/span>\n                                                <span class=\"title\"><a href=\"#\">Quels changements puis-je faire moi-m\u00eame par l\u2019interm\u00e9diaire de myInova?<\/a><\/span>\n                                                <span class=\"toggler\">\n                                                    <span class=\"toggler-closed\">\n                                                        <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"28.455\" height=\"28.455\" viewBox=\"0 0 28.455 28.455\"><path data-name=\"Icon ionic-ios-arrow-dropright-circle\" d=\"M3.375,17.6A14.227,14.227,0,1,0,17.6,3.375,14.225,14.225,0,0,0,3.375,17.6Zm16.724,0-5.6-5.547a1.32,1.32,0,0,1,1.867-1.867l6.525,6.546a1.319,1.319,0,0,1,.041,1.819L16.5,25a1.318,1.318,0,1,1-1.867-1.86Z\" transform=\"translate(31.83 -3.375) rotate(90)\" fill=\"#97aec6\"><\/path><\/svg>\n                                                    <\/span>\n                                                    <span class=\"toggler-opened\">\n                                                        <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"28\" height=\"28\" viewBox=\"0 0 28 28\"><g data-name=\"Groupe 466\" transform=\"translate(-1670 -1136.224)\"><circle data-name=\"Ellipse 8\" cx=\"14\" cy=\"14\" r=\"14\" transform=\"translate(1670 1136.224)\" fill=\"#004e9c\"><\/circle><path data-name=\"Trac\u00e9 521\" d=\"M16.715-78.4a.991.991,0,0,1,.3.727.892.892,0,0,1-.276.652.892.892,0,0,1-.652.276.976.976,0,0,1-.727-.351L11.3-81.731,7.26-77.091a.976.976,0,0,1-.727.351.933.933,0,0,1-.665-.276.9.9,0,0,1-.288-.677,1.02,1.02,0,0,1,.3-.7l4.163-4.69L6.057-87.625a1.084,1.084,0,0,1-.3-.7A.9.9,0,0,1,6.044-89a.906.906,0,0,1,.64-.276.976.976,0,0,1,.727.351L11.3-84.465l3.887-4.464a.976.976,0,0,1,.727-.351.892.892,0,0,1,.652.276.892.892,0,0,1,.276.652.991.991,0,0,1-.3.727l-3.988,4.539Z\" transform=\"translate(1672.702 1233.234)\" fill=\"#fff\"><\/path><\/g><\/svg>\n                                                    <\/span>\n                                                <\/span>\n                                            <\/h3>\n                                        <\/div>\n                                        <div class=\"accordion-content\">\n                                            <p class=\"p1\">Vous pouvez utiliser myInova pour demander des changements \u00e0 vos polices d\u2019assurance d'habitation.<\/p>\r\nSi vous ne trouvez pas le type de demande que vous voulez faire dans la liste d\u00e9roulante, choisissez simplement \u00ab Autre \u00bb et une bo\u00eete de texte s\u2019affichera afin que vous puissiez indiquer le changement que vous voulez apporter.\r\n<p class=\"p1\">Les demandes effectu\u00e9es par l\u2019interm\u00e9diaire de myInova sont g\u00e9n\u00e9ralement trait\u00e9es dans les deux \u00e0 quatre jours ouvrables, suivant la nature du changement \u00e0 apporter. Une fois les changements apport\u00e9s, vous recevrez un courriel de confirmation, ce qui les rendra officiels.<\/p>                                        <\/div>\n                                    <\/div>\n                                                                        <div class=\"accordion-group\">\n                                        <div class=\"accordion-header\">\n                                            <h3>\n                                                <span class=\"icons\"><span class=\"icon all\"><\/span>&nbsp;+&nbsp;<span class=\"icon icon2 myinova-fr\"><\/span><\/span>\n                                                <span class=\"title\"><a href=\"#\">J\u2019ai d\u00e9m\u00e9nag\u00e9 donc je dois faire mon changement d\u2019adresse.<\/a><\/span>\n                                                <span class=\"toggler\">\n                                                    <span class=\"toggler-closed\">\n                                                        <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"28.455\" height=\"28.455\" viewBox=\"0 0 28.455 28.455\"><path data-name=\"Icon ionic-ios-arrow-dropright-circle\" d=\"M3.375,17.6A14.227,14.227,0,1,0,17.6,3.375,14.225,14.225,0,0,0,3.375,17.6Zm16.724,0-5.6-5.547a1.32,1.32,0,0,1,1.867-1.867l6.525,6.546a1.319,1.319,0,0,1,.041,1.819L16.5,25a1.318,1.318,0,1,1-1.867-1.86Z\" transform=\"translate(31.83 -3.375) rotate(90)\" fill=\"#97aec6\"><\/path><\/svg>\n                                                    <\/span>\n                                                    <span class=\"toggler-opened\">\n                                                        <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"28\" height=\"28\" viewBox=\"0 0 28 28\"><g data-name=\"Groupe 466\" transform=\"translate(-1670 -1136.224)\"><circle data-name=\"Ellipse 8\" cx=\"14\" cy=\"14\" r=\"14\" transform=\"translate(1670 1136.224)\" fill=\"#004e9c\"><\/circle><path data-name=\"Trac\u00e9 521\" d=\"M16.715-78.4a.991.991,0,0,1,.3.727.892.892,0,0,1-.276.652.892.892,0,0,1-.652.276.976.976,0,0,1-.727-.351L11.3-81.731,7.26-77.091a.976.976,0,0,1-.727.351.933.933,0,0,1-.665-.276.9.9,0,0,1-.288-.677,1.02,1.02,0,0,1,.3-.7l4.163-4.69L6.057-87.625a1.084,1.084,0,0,1-.3-.7A.9.9,0,0,1,6.044-89a.906.906,0,0,1,.64-.276.976.976,0,0,1,.727.351L11.3-84.465l3.887-4.464a.976.976,0,0,1,.727-.351.892.892,0,0,1,.652.276.892.892,0,0,1,.276.652.991.991,0,0,1-.3.727l-3.988,4.539Z\" transform=\"translate(1672.702 1233.234)\" fill=\"#fff\"><\/path><\/g><\/svg>\n                                                    <\/span>\n                                                <\/span>\n                                            <\/h3>\n                                        <\/div>\n                                        <div class=\"accordion-content\">\n                                            <p class=\"p1\">Vous pouvez demander un changement d\u2019adresse \u00e0 partir de myInova.<strong> Il vous suffit d\u2019indiquer votre nouvelle adresse, votre nouveau code postal et la date \u00e0 laquelle vous avez d\u00e9m\u00e9nag\u00e9.<\/strong> Veuillez noter qu\u2019un changement d\u2019adresse peut avoir une incidence sur les primes de vos polices d\u2019assurance automobile et habitation.<\/p>                                        <\/div>\n                                    <\/div>\n                                                                        <div class=\"accordion-group\">\n                                        <div class=\"accordion-header\">\n                                            <h3>\n                                                <span class=\"icons\"><span class=\"icon all\"><\/span>&nbsp;+&nbsp;<span class=\"icon icon2 myinova-fr\"><\/span><\/span>\n                                                <span class=\"title\"><a href=\"#\">Un changement d\u2019adresse aura-t-il une incidence sur les primes de mes polices d\u2019assurance habitation?<\/a><\/span>\n                                                <span class=\"toggler\">\n                                                    <span class=\"toggler-closed\">\n                                                        <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"28.455\" height=\"28.455\" viewBox=\"0 0 28.455 28.455\"><path data-name=\"Icon ionic-ios-arrow-dropright-circle\" d=\"M3.375,17.6A14.227,14.227,0,1,0,17.6,3.375,14.225,14.225,0,0,0,3.375,17.6Zm16.724,0-5.6-5.547a1.32,1.32,0,0,1,1.867-1.867l6.525,6.546a1.319,1.319,0,0,1,.041,1.819L16.5,25a1.318,1.318,0,1,1-1.867-1.86Z\" transform=\"translate(31.83 -3.375) rotate(90)\" fill=\"#97aec6\"><\/path><\/svg>\n                                                    <\/span>\n                                                    <span class=\"toggler-opened\">\n                                                        <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"28\" height=\"28\" viewBox=\"0 0 28 28\"><g data-name=\"Groupe 466\" transform=\"translate(-1670 -1136.224)\"><circle data-name=\"Ellipse 8\" cx=\"14\" cy=\"14\" r=\"14\" transform=\"translate(1670 1136.224)\" fill=\"#004e9c\"><\/circle><path data-name=\"Trac\u00e9 521\" d=\"M16.715-78.4a.991.991,0,0,1,.3.727.892.892,0,0,1-.276.652.892.892,0,0,1-.652.276.976.976,0,0,1-.727-.351L11.3-81.731,7.26-77.091a.976.976,0,0,1-.727.351.933.933,0,0,1-.665-.276.9.9,0,0,1-.288-.677,1.02,1.02,0,0,1,.3-.7l4.163-4.69L6.057-87.625a1.084,1.084,0,0,1-.3-.7A.9.9,0,0,1,6.044-89a.906.906,0,0,1,.64-.276.976.976,0,0,1,.727.351L11.3-84.465l3.887-4.464a.976.976,0,0,1,.727-.351.892.892,0,0,1,.652.276.892.892,0,0,1,.276.652.991.991,0,0,1-.3.727l-3.988,4.539Z\" transform=\"translate(1672.702 1233.234)\" fill=\"#fff\"><\/path><\/g><\/svg>\n                                                    <\/span>\n                                                <\/span>\n                                            <\/h3>\n                                        <\/div>\n                                        <div class=\"accordion-content\">\n                                            <p class=\"p1\"><strong>Un changement d\u2019adresse peut effectivement avoir une incidence sur la prime de votre police d\u2019assurance habitation.<\/strong> Votre code postal, la distance entre votre nouveau domicile et votre lieu de travail ainsi que l\u2019information sur votre nouvelle adresse sont tous pris en compte lors de l\u2019\u00e9tablissement de votre prime.<\/p>                                        <\/div>\n                                    <\/div>\n                                                                        <div class=\"accordion-group\">\n                                        <div class=\"accordion-header\">\n                                            <h3>\n                                                <span class=\"icons\"><span class=\"icon all\"><\/span>&nbsp;+&nbsp;<span class=\"icon icon2 myinova-fr\"><\/span><\/span>\n                                                <span class=\"title\"><a href=\"#\">J\u2019ai fait des r\u00e9novations chez moi (toiture, plomberie, \u00e9lectricit\u00e9, etc.). Dois-je vous en informer?<\/a><\/span>\n                                                <span class=\"toggler\">\n                                                    <span class=\"toggler-closed\">\n                                                        <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"28.455\" height=\"28.455\" viewBox=\"0 0 28.455 28.455\"><path data-name=\"Icon ionic-ios-arrow-dropright-circle\" d=\"M3.375,17.6A14.227,14.227,0,1,0,17.6,3.375,14.225,14.225,0,0,0,3.375,17.6Zm16.724,0-5.6-5.547a1.32,1.32,0,0,1,1.867-1.867l6.525,6.546a1.319,1.319,0,0,1,.041,1.819L16.5,25a1.318,1.318,0,1,1-1.867-1.86Z\" transform=\"translate(31.83 -3.375) rotate(90)\" fill=\"#97aec6\"><\/path><\/svg>\n                                                    <\/span>\n                                                    <span class=\"toggler-opened\">\n                                                        <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"28\" height=\"28\" viewBox=\"0 0 28 28\"><g data-name=\"Groupe 466\" transform=\"translate(-1670 -1136.224)\"><circle data-name=\"Ellipse 8\" cx=\"14\" cy=\"14\" r=\"14\" transform=\"translate(1670 1136.224)\" fill=\"#004e9c\"><\/circle><path data-name=\"Trac\u00e9 521\" d=\"M16.715-78.4a.991.991,0,0,1,.3.727.892.892,0,0,1-.276.652.892.892,0,0,1-.652.276.976.976,0,0,1-.727-.351L11.3-81.731,7.26-77.091a.976.976,0,0,1-.727.351.933.933,0,0,1-.665-.276.9.9,0,0,1-.288-.677,1.02,1.02,0,0,1,.3-.7l4.163-4.69L6.057-87.625a1.084,1.084,0,0,1-.3-.7A.9.9,0,0,1,6.044-89a.906.906,0,0,1,.64-.276.976.976,0,0,1,.727.351L11.3-84.465l3.887-4.464a.976.976,0,0,1,.727-.351.892.892,0,0,1,.652.276.892.892,0,0,1,.276.652.991.991,0,0,1-.3.727l-3.988,4.539Z\" transform=\"translate(1672.702 1233.234)\" fill=\"#fff\"><\/path><\/g><\/svg>\n                                                    <\/span>\n                                                <\/span>\n                                            <\/h3>\n                                        <\/div>\n                                        <div class=\"accordion-content\">\n                                            Il est toujours pr\u00e9f\u00e9rable de nous informer des r\u00e9novations ou changements apport\u00e9s \u00e0 votre maison, afin que nous puissions mettre \u00e0 jour vos renseignements. Vous pouvez choisir <strong>\u00ab\u00a0Effectuer une modification\u00a0\u00bb<\/strong> dans la liste d\u2019options, choisir <strong>\u00ab Police d\u2019assurance \u00bb<\/strong>, et enfin choisir <strong>\u00ab Modifier ma couverture \u00bb. <\/strong>Une bo\u00eete de texte s\u2019affichera afin que vous puissiez fournir des pr\u00e9cisions sur les r\u00e9novations ou changements apport\u00e9s.\r\n\r\n<img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-15809\" src=\"https:\/\/www.inovainc.ca\/wp-content\/uploads\/2025\/11\/Request-menu-highlighted-FR.jpeg\" alt=\"\" width=\"1000\" height=\"745\" srcset=\"https:\/\/www.inovainc.ca\/wp-content\/uploads\/2025\/11\/Request-menu-highlighted-FR.jpeg 1000w, https:\/\/www.inovainc.ca\/wp-content\/uploads\/2025\/11\/Request-menu-highlighted-FR-300x224.jpeg 300w, https:\/\/www.inovainc.ca\/wp-content\/uploads\/2025\/11\/Request-menu-highlighted-FR-768x572.jpeg 768w\" sizes=\"(max-width: 1000px) 100vw, 1000px\" \/>\r\n\r\n<img decoding=\"async\" class=\"alignnone size-full wp-image-15801\" src=\"https:\/\/www.inovainc.ca\/wp-content\/uploads\/2025\/11\/Change-menu-FR.jpeg\" alt=\"\" width=\"1008\" height=\"581\" srcset=\"https:\/\/www.inovainc.ca\/wp-content\/uploads\/2025\/11\/Change-menu-FR.jpeg 1008w, https:\/\/www.inovainc.ca\/wp-content\/uploads\/2025\/11\/Change-menu-FR-300x173.jpeg 300w, https:\/\/www.inovainc.ca\/wp-content\/uploads\/2025\/11\/Change-menu-FR-768x443.jpeg 768w\" sizes=\"(max-width: 1008px) 100vw, 1008px\" \/>                                        <\/div>\n                                    <\/div>\n                                                                        <div class=\"accordion-group\">\n                                        <div class=\"accordion-header\">\n                                            <h3>\n                                                <span class=\"icons\"><span class=\"icon all\"><\/span>&nbsp;+&nbsp;<span class=\"icon icon2 myinova-fr\"><\/span><\/span>\n                                                <span class=\"title\"><a href=\"#\">Combien de temps faut-il pour que les changements demand\u00e9s prennent effet?<\/a><\/span>\n                                                <span class=\"toggler\">\n                                                    <span class=\"toggler-closed\">\n                                                        <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"28.455\" height=\"28.455\" viewBox=\"0 0 28.455 28.455\"><path data-name=\"Icon ionic-ios-arrow-dropright-circle\" d=\"M3.375,17.6A14.227,14.227,0,1,0,17.6,3.375,14.225,14.225,0,0,0,3.375,17.6Zm16.724,0-5.6-5.547a1.32,1.32,0,0,1,1.867-1.867l6.525,6.546a1.319,1.319,0,0,1,.041,1.819L16.5,25a1.318,1.318,0,1,1-1.867-1.86Z\" transform=\"translate(31.83 -3.375) rotate(90)\" fill=\"#97aec6\"><\/path><\/svg>\n                                                    <\/span>\n                                                    <span class=\"toggler-opened\">\n                                                        <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"28\" height=\"28\" viewBox=\"0 0 28 28\"><g data-name=\"Groupe 466\" transform=\"translate(-1670 -1136.224)\"><circle data-name=\"Ellipse 8\" cx=\"14\" cy=\"14\" r=\"14\" transform=\"translate(1670 1136.224)\" fill=\"#004e9c\"><\/circle><path data-name=\"Trac\u00e9 521\" d=\"M16.715-78.4a.991.991,0,0,1,.3.727.892.892,0,0,1-.276.652.892.892,0,0,1-.652.276.976.976,0,0,1-.727-.351L11.3-81.731,7.26-77.091a.976.976,0,0,1-.727.351.933.933,0,0,1-.665-.276.9.9,0,0,1-.288-.677,1.02,1.02,0,0,1,.3-.7l4.163-4.69L6.057-87.625a1.084,1.084,0,0,1-.3-.7A.9.9,0,0,1,6.044-89a.906.906,0,0,1,.64-.276.976.976,0,0,1,.727.351L11.3-84.465l3.887-4.464a.976.976,0,0,1,.727-.351.892.892,0,0,1,.652.276.892.892,0,0,1,.276.652.991.991,0,0,1-.3.727l-3.988,4.539Z\" transform=\"translate(1672.702 1233.234)\" fill=\"#fff\"><\/path><\/g><\/svg>\n                                                    <\/span>\n                                                <\/span>\n                                            <\/h3>\n                                        <\/div>\n                                        <div class=\"accordion-content\">\n                                            <p class=\"p1\">Les demandes effectu\u00e9es par l\u2019interm\u00e9diaire de myInova sont g\u00e9n\u00e9ralement trait\u00e9es dans les <strong>deux \u00e0 quatre jours ouvrables<\/strong>, suivant la nature du changement \u00e0 apporter. <strong>Une fois les changements apport\u00e9s, vous recevrez un courriel de confirmation, ce qui les rendra officiels<\/strong>.<\/p>                                        <\/div>\n                                    <\/div>\n                                                                <\/div>\n                        <\/div>\n                                                <div id=\"tab1\" class=\"tab\">\n\n                            <div class=\"accordion\">\n                                                            <\/div>\n                        <\/div>\n                                                <div id=\"tab2\" class=\"tab\">\n\n                            <div class=\"accordion\">\n                                                                    <div class=\"accordion-group\">\n                                        <div class=\"accordion-header\">\n                                            <h3>\n                                                <span class=\"icons\"><span class=\"icon all\"><\/span>&nbsp;+&nbsp;<span class=\"icon icon2 habitation\"><\/span><\/span>\n                                                <span class=\"title\"><a href=\"#\">Dois-je payer une p\u00e9nalit\u00e9 lorsque j\u2019annule ma police d\u2019assurance habitation?<\/a><\/span>\n                                                <span class=\"toggler\">\n                                                    <span class=\"toggler-closed\">\n                                                        <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"28.455\" height=\"28.455\" viewBox=\"0 0 28.455 28.455\"><path data-name=\"Icon ionic-ios-arrow-dropright-circle\" d=\"M3.375,17.6A14.227,14.227,0,1,0,17.6,3.375,14.225,14.225,0,0,0,3.375,17.6Zm16.724,0-5.6-5.547a1.32,1.32,0,0,1,1.867-1.867l6.525,6.546a1.319,1.319,0,0,1,.041,1.819L16.5,25a1.318,1.318,0,1,1-1.867-1.86Z\" transform=\"translate(31.83 -3.375) rotate(90)\" fill=\"#97aec6\"><\/path><\/svg>\n                                                    <\/span>\n                                                    <span class=\"toggler-opened\">\n                                                        <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"28\" height=\"28\" viewBox=\"0 0 28 28\"><g data-name=\"Groupe 466\" transform=\"translate(-1670 -1136.224)\"><circle data-name=\"Ellipse 8\" cx=\"14\" cy=\"14\" r=\"14\" transform=\"translate(1670 1136.224)\" fill=\"#004e9c\"><\/circle><path data-name=\"Trac\u00e9 521\" d=\"M16.715-78.4a.991.991,0,0,1,.3.727.892.892,0,0,1-.276.652.892.892,0,0,1-.652.276.976.976,0,0,1-.727-.351L11.3-81.731,7.26-77.091a.976.976,0,0,1-.727.351.933.933,0,0,1-.665-.276.9.9,0,0,1-.288-.677,1.02,1.02,0,0,1,.3-.7l4.163-4.69L6.057-87.625a1.084,1.084,0,0,1-.3-.7A.9.9,0,0,1,6.044-89a.906.906,0,0,1,.64-.276.976.976,0,0,1,.727.351L11.3-84.465l3.887-4.464a.976.976,0,0,1,.727-.351.892.892,0,0,1,.652.276.892.892,0,0,1,.276.652.991.991,0,0,1-.3.727l-3.988,4.539Z\" transform=\"translate(1672.702 1233.234)\" fill=\"#fff\"><\/path><\/g><\/svg>\n                                                    <\/span>\n                                                <\/span>\n                                            <\/h3>\n                                        <\/div>\n                                        <div class=\"accordion-content\">\n                                            <p class=\"p1\">Lorsque vous demandez l\u2019annulation (la r\u00e9siliation) de votre police \u00e0 la date de renouvellement, vous n\u2019avez ni p\u00e9nalit\u00e9 ni frais suppl\u00e9mentaires \u00e0 payer. Toute demande de r\u00e9siliation pr\u00e9sent\u00e9e en cours de contrat donne cependant lieu \u00e0 des frais de r\u00e9siliation.<\/p>                                        <\/div>\n                                    <\/div>\n                                                                        <div class=\"accordion-group\">\n                                        <div class=\"accordion-header\">\n                                            <h3>\n                                                <span class=\"icons\"><span class=\"icon all\"><\/span>&nbsp;+&nbsp;<span class=\"icon icon2 habitation\"><\/span><\/span>\n                                                <span class=\"title\"><a href=\"#\">Qu\u2019est-ce qu\u2019on entend par \u00ab protection en responsabilit\u00e9 civile \u00bb (assurance habitation) et pourquoi en ai-je besoin?<\/a><\/span>\n                                                <span class=\"toggler\">\n                                                    <span class=\"toggler-closed\">\n                                                        <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"28.455\" height=\"28.455\" viewBox=\"0 0 28.455 28.455\"><path data-name=\"Icon ionic-ios-arrow-dropright-circle\" d=\"M3.375,17.6A14.227,14.227,0,1,0,17.6,3.375,14.225,14.225,0,0,0,3.375,17.6Zm16.724,0-5.6-5.547a1.32,1.32,0,0,1,1.867-1.867l6.525,6.546a1.319,1.319,0,0,1,.041,1.819L16.5,25a1.318,1.318,0,1,1-1.867-1.86Z\" transform=\"translate(31.83 -3.375) rotate(90)\" fill=\"#97aec6\"><\/path><\/svg>\n                                                    <\/span>\n                                                    <span class=\"toggler-opened\">\n                                                        <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"28\" height=\"28\" viewBox=\"0 0 28 28\"><g data-name=\"Groupe 466\" transform=\"translate(-1670 -1136.224)\"><circle data-name=\"Ellipse 8\" cx=\"14\" cy=\"14\" r=\"14\" transform=\"translate(1670 1136.224)\" fill=\"#004e9c\"><\/circle><path data-name=\"Trac\u00e9 521\" d=\"M16.715-78.4a.991.991,0,0,1,.3.727.892.892,0,0,1-.276.652.892.892,0,0,1-.652.276.976.976,0,0,1-.727-.351L11.3-81.731,7.26-77.091a.976.976,0,0,1-.727.351.933.933,0,0,1-.665-.276.9.9,0,0,1-.288-.677,1.02,1.02,0,0,1,.3-.7l4.163-4.69L6.057-87.625a1.084,1.084,0,0,1-.3-.7A.9.9,0,0,1,6.044-89a.906.906,0,0,1,.64-.276.976.976,0,0,1,.727.351L11.3-84.465l3.887-4.464a.976.976,0,0,1,.727-.351.892.892,0,0,1,.652.276.892.892,0,0,1,.276.652.991.991,0,0,1-.3.727l-3.988,4.539Z\" transform=\"translate(1672.702 1233.234)\" fill=\"#fff\"><\/path><\/g><\/svg>\n                                                    <\/span>\n                                                <\/span>\n                                            <\/h3>\n                                        <\/div>\n                                        <div class=\"accordion-content\">\n                                            <p class=\"p1\">Vous pouvez \u00eatre tenu responsable des dommages corporels ou mat\u00e9riels caus\u00e9s involontairement \u00e0 autrui. Gr\u00e2ce \u00e0 la protection en responsabilit\u00e9 civile, votre assureur vous d\u00e9fendra \u00e0 ses frais si vous \u00eates poursuivi en justice. Cette protection vous couvre pour les dommages survenus partout dans le monde. Il est important de noter que toute poursuite en responsabilit\u00e9 civile attribuable \u00e0 un accident de voiture est couverte au titre de la police d\u2019assurance auto et non de la police d\u2019assurance habitation.<\/p>\r\n<p class=\"p1\">Prenons l\u2019exemple d\u2019une personne qui marche dans votre garage et sur laquelle une \u00e9chelle tombe. La personne se fracture une jambe et un bras, qui s\u2019av\u00e8re une blessure permanente. Elle d\u00e9cide alors de vous poursuivre en justice \u00e9tant donn\u00e9 qu\u2019elle ne peut plus travailler.<\/p>                                        <\/div>\n                                    <\/div>\n                                                                        <div class=\"accordion-group\">\n                                        <div class=\"accordion-header\">\n                                            <h3>\n                                                <span class=\"icons\"><span class=\"icon all\"><\/span>&nbsp;+&nbsp;<span class=\"icon icon2 habitation\"><\/span><\/span>\n                                                <span class=\"title\"><a href=\"#\">Que couvre une police d\u2019assurance habitation?<\/a><\/span>\n                                                <span class=\"toggler\">\n                                                    <span class=\"toggler-closed\">\n                                                        <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"28.455\" height=\"28.455\" viewBox=\"0 0 28.455 28.455\"><path data-name=\"Icon ionic-ios-arrow-dropright-circle\" d=\"M3.375,17.6A14.227,14.227,0,1,0,17.6,3.375,14.225,14.225,0,0,0,3.375,17.6Zm16.724,0-5.6-5.547a1.32,1.32,0,0,1,1.867-1.867l6.525,6.546a1.319,1.319,0,0,1,.041,1.819L16.5,25a1.318,1.318,0,1,1-1.867-1.86Z\" transform=\"translate(31.83 -3.375) rotate(90)\" fill=\"#97aec6\"><\/path><\/svg>\n                                                    <\/span>\n                                                    <span class=\"toggler-opened\">\n                                                        <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"28\" height=\"28\" viewBox=\"0 0 28 28\"><g data-name=\"Groupe 466\" transform=\"translate(-1670 -1136.224)\"><circle data-name=\"Ellipse 8\" cx=\"14\" cy=\"14\" r=\"14\" transform=\"translate(1670 1136.224)\" fill=\"#004e9c\"><\/circle><path data-name=\"Trac\u00e9 521\" d=\"M16.715-78.4a.991.991,0,0,1,.3.727.892.892,0,0,1-.276.652.892.892,0,0,1-.652.276.976.976,0,0,1-.727-.351L11.3-81.731,7.26-77.091a.976.976,0,0,1-.727.351.933.933,0,0,1-.665-.276.9.9,0,0,1-.288-.677,1.02,1.02,0,0,1,.3-.7l4.163-4.69L6.057-87.625a1.084,1.084,0,0,1-.3-.7A.9.9,0,0,1,6.044-89a.906.906,0,0,1,.64-.276.976.976,0,0,1,.727.351L11.3-84.465l3.887-4.464a.976.976,0,0,1,.727-.351.892.892,0,0,1,.652.276.892.892,0,0,1,.276.652.991.991,0,0,1-.3.727l-3.988,4.539Z\" transform=\"translate(1672.702 1233.234)\" fill=\"#fff\"><\/path><\/g><\/svg>\n                                                    <\/span>\n                                                <\/span>\n                                            <\/h3>\n                                        <\/div>\n                                        <div class=\"accordion-content\">\n                                            <span style=\"font-weight: 400;\">Toutes les polices d\u2019assurance habitation comprennent une protection en responsabilit\u00e9 civile. La couverture d\u2019assurance responsabilit\u00e9 civile vous prot\u00e8ge dans l\u2019\u00e9ventualit\u00e9 o\u00f9 vous \u00eates poursuivi et \u00eates reconnu l\u00e9galement responsable d\u2019avoir caus\u00e9 des dommages \u00e0 la propri\u00e9t\u00e9 d\u2019autrui ou d\u2019avoir bless\u00e9 quelqu\u2019un.<\/span><span style=\"font-weight: 400;\">\r\n<\/span>\r\n\r\n<span style=\"font-weight: 400;\">Vous avez une maison, un duplex, un triplex ou une maison en rang\u00e9e? Outre la protection en responsabilit\u00e9 civile, votre police d\u2019assurance habitation couvre le b\u00e2timent, les structures d\u00e9tach\u00e9es (comme les cabanons et les garages), les biens personnels et les frais de subsistance suppl\u00e9mentaires.<\/span>\r\n\r\n<span style=\"font-weight: 400;\">Vous avez un condo? Outre la protection en responsabilit\u00e9 civile, votre police d\u2019assurance habitation couvre vos biens personnels et la r\u00e9partition apr\u00e8s sinistre.<\/span>\r\n\r\n<span style=\"font-weight: 400;\">Vous \u00eates locataire? Outre la protection en responsabilit\u00e9 civile, votre police d\u2019assurance habitation couvre vos biens personnels ainsi que les am\u00e9liorations et r\u00e9novations du logement que vous avez effectu\u00e9es (et pay\u00e9es).<\/span>                                        <\/div>\n                                    <\/div>\n                                                                        <div class=\"accordion-group\">\n                                        <div class=\"accordion-header\">\n                                            <h3>\n                                                <span class=\"icons\"><span class=\"icon all\"><\/span>&nbsp;+&nbsp;<span class=\"icon icon2 habitation\"><\/span><\/span>\n                                                <span class=\"title\"><a href=\"#\">Je pars en vacances pendant une semaine ou deux. Est-ce que je dois faire quelque chose en particulier pour mon assurance habitation?<\/a><\/span>\n                                                <span class=\"toggler\">\n                                                    <span class=\"toggler-closed\">\n                                                        <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"28.455\" height=\"28.455\" viewBox=\"0 0 28.455 28.455\"><path data-name=\"Icon ionic-ios-arrow-dropright-circle\" d=\"M3.375,17.6A14.227,14.227,0,1,0,17.6,3.375,14.225,14.225,0,0,0,3.375,17.6Zm16.724,0-5.6-5.547a1.32,1.32,0,0,1,1.867-1.867l6.525,6.546a1.319,1.319,0,0,1,.041,1.819L16.5,25a1.318,1.318,0,1,1-1.867-1.86Z\" transform=\"translate(31.83 -3.375) rotate(90)\" fill=\"#97aec6\"><\/path><\/svg>\n                                                    <\/span>\n                                                    <span class=\"toggler-opened\">\n                                                        <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"28\" height=\"28\" viewBox=\"0 0 28 28\"><g data-name=\"Groupe 466\" transform=\"translate(-1670 -1136.224)\"><circle data-name=\"Ellipse 8\" cx=\"14\" cy=\"14\" r=\"14\" transform=\"translate(1670 1136.224)\" fill=\"#004e9c\"><\/circle><path data-name=\"Trac\u00e9 521\" d=\"M16.715-78.4a.991.991,0,0,1,.3.727.892.892,0,0,1-.276.652.892.892,0,0,1-.652.276.976.976,0,0,1-.727-.351L11.3-81.731,7.26-77.091a.976.976,0,0,1-.727.351.933.933,0,0,1-.665-.276.9.9,0,0,1-.288-.677,1.02,1.02,0,0,1,.3-.7l4.163-4.69L6.057-87.625a1.084,1.084,0,0,1-.3-.7A.9.9,0,0,1,6.044-89a.906.906,0,0,1,.64-.276.976.976,0,0,1,.727.351L11.3-84.465l3.887-4.464a.976.976,0,0,1,.727-.351.892.892,0,0,1,.652.276.892.892,0,0,1,.276.652.991.991,0,0,1-.3.727l-3.988,4.539Z\" transform=\"translate(1672.702 1233.234)\" fill=\"#fff\"><\/path><\/g><\/svg>\n                                                    <\/span>\n                                                <\/span>\n                                            <\/h3>\n                                        <\/div>\n                                        <div class=\"accordion-content\">\n                                            <p class=\"p1\">Je pars en vacances pendant une semaine ou deux. Est-ce que je dois faire quelque chose en particulier pour mon assurance habitation?<\/p>                                        <\/div>\n                                    <\/div>\n                                                                        <div class=\"accordion-group\">\n                                        <div class=\"accordion-header\">\n                                            <h3>\n                                                <span class=\"icons\"><span class=\"icon all\"><\/span>&nbsp;+&nbsp;<span class=\"icon icon2 habitation\"><\/span><\/span>\n                                                <span class=\"title\"><a href=\"#\">Comment puis-je diminuer ma prime d\u2019assurance habitation?<\/a><\/span>\n                                                <span class=\"toggler\">\n                                                    <span class=\"toggler-closed\">\n                                                        <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"28.455\" height=\"28.455\" viewBox=\"0 0 28.455 28.455\"><path data-name=\"Icon ionic-ios-arrow-dropright-circle\" d=\"M3.375,17.6A14.227,14.227,0,1,0,17.6,3.375,14.225,14.225,0,0,0,3.375,17.6Zm16.724,0-5.6-5.547a1.32,1.32,0,0,1,1.867-1.867l6.525,6.546a1.319,1.319,0,0,1,.041,1.819L16.5,25a1.318,1.318,0,1,1-1.867-1.86Z\" transform=\"translate(31.83 -3.375) rotate(90)\" fill=\"#97aec6\"><\/path><\/svg>\n                                                    <\/span>\n                                                    <span class=\"toggler-opened\">\n                                                        <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"28\" height=\"28\" viewBox=\"0 0 28 28\"><g data-name=\"Groupe 466\" transform=\"translate(-1670 -1136.224)\"><circle data-name=\"Ellipse 8\" cx=\"14\" cy=\"14\" r=\"14\" transform=\"translate(1670 1136.224)\" fill=\"#004e9c\"><\/circle><path data-name=\"Trac\u00e9 521\" d=\"M16.715-78.4a.991.991,0,0,1,.3.727.892.892,0,0,1-.276.652.892.892,0,0,1-.652.276.976.976,0,0,1-.727-.351L11.3-81.731,7.26-77.091a.976.976,0,0,1-.727.351.933.933,0,0,1-.665-.276.9.9,0,0,1-.288-.677,1.02,1.02,0,0,1,.3-.7l4.163-4.69L6.057-87.625a1.084,1.084,0,0,1-.3-.7A.9.9,0,0,1,6.044-89a.906.906,0,0,1,.64-.276.976.976,0,0,1,.727.351L11.3-84.465l3.887-4.464a.976.976,0,0,1,.727-.351.892.892,0,0,1,.652.276.892.892,0,0,1,.276.652.991.991,0,0,1-.3.727l-3.988,4.539Z\" transform=\"translate(1672.702 1233.234)\" fill=\"#fff\"><\/path><\/g><\/svg>\n                                                    <\/span>\n                                                <\/span>\n                                            <\/h3>\n                                        <\/div>\n                                        <div class=\"accordion-content\">\n                                            <p class=\"p1\">Vous pouvez augmenter le montant de votre franchise pour r\u00e9duire votre prime. Songez \u00e0 installer un syst\u00e8me de s\u00e9curit\u00e9 reli\u00e9 \u00e0 une centrale pour d\u00e9tecter les vols et les incendies, car la plupart des compagnies d\u2019assurance offrent des rabais int\u00e9ressants pour les maisons \u00e9quip\u00e9es de tels syst\u00e8mes. Il est \u00e9galement tr\u00e8s important de bien entretenir la propri\u00e9t\u00e9, en particulier votre toit et la plomberie, ainsi que les syst\u00e8mes \u00e9lectriques et de chauffage. Songez \u00e0 payer de votre poche les petites r\u00e9clamations afin de continuer d\u2019avoir droit au rabais pour absence de r\u00e9clamation \u00e0 votre dossier.<\/p>                                        <\/div>\n                                    <\/div>\n                                                                <\/div>\n                        <\/div>\n                                                <div id=\"tab3\" class=\"tab\">\n\n                            <div class=\"accordion\">\n                                                                    <div class=\"accordion-group\">\n                                        <div class=\"accordion-header\">\n                                            <h3>\n                                                <span class=\"icons\"><span class=\"icon all\"><\/span>&nbsp;+&nbsp;<span class=\"icon icon2 reclamations\"><\/span><\/span>\n                                                <span class=\"title\"><a href=\"#\">Qu\u2019est-ce qu\u2019une franchise?<\/a><\/span>\n                                                <span class=\"toggler\">\n                                                    <span class=\"toggler-closed\">\n                                                        <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"28.455\" height=\"28.455\" viewBox=\"0 0 28.455 28.455\"><path data-name=\"Icon ionic-ios-arrow-dropright-circle\" d=\"M3.375,17.6A14.227,14.227,0,1,0,17.6,3.375,14.225,14.225,0,0,0,3.375,17.6Zm16.724,0-5.6-5.547a1.32,1.32,0,0,1,1.867-1.867l6.525,6.546a1.319,1.319,0,0,1,.041,1.819L16.5,25a1.318,1.318,0,1,1-1.867-1.86Z\" transform=\"translate(31.83 -3.375) rotate(90)\" fill=\"#97aec6\"><\/path><\/svg>\n                                                    <\/span>\n                                                    <span class=\"toggler-opened\">\n                                                        <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"28\" height=\"28\" viewBox=\"0 0 28 28\"><g data-name=\"Groupe 466\" transform=\"translate(-1670 -1136.224)\"><circle data-name=\"Ellipse 8\" cx=\"14\" cy=\"14\" r=\"14\" transform=\"translate(1670 1136.224)\" fill=\"#004e9c\"><\/circle><path data-name=\"Trac\u00e9 521\" d=\"M16.715-78.4a.991.991,0,0,1,.3.727.892.892,0,0,1-.276.652.892.892,0,0,1-.652.276.976.976,0,0,1-.727-.351L11.3-81.731,7.26-77.091a.976.976,0,0,1-.727.351.933.933,0,0,1-.665-.276.9.9,0,0,1-.288-.677,1.02,1.02,0,0,1,.3-.7l4.163-4.69L6.057-87.625a1.084,1.084,0,0,1-.3-.7A.9.9,0,0,1,6.044-89a.906.906,0,0,1,.64-.276.976.976,0,0,1,.727.351L11.3-84.465l3.887-4.464a.976.976,0,0,1,.727-.351.892.892,0,0,1,.652.276.892.892,0,0,1,.276.652.991.991,0,0,1-.3.727l-3.988,4.539Z\" transform=\"translate(1672.702 1233.234)\" fill=\"#fff\"><\/path><\/g><\/svg>\n                                                    <\/span>\n                                                <\/span>\n                                            <\/h3>\n                                        <\/div>\n                                        <div class=\"accordion-content\">\n                                            <p class=\"p1\">La franchise correspond au montant que vous devez payer de votre poche en cas de sinistre. La compagnie d\u2019assurance prend pour sa part en charge les frais en exc\u00e9dent de la franchise, jusqu\u2019\u00e0 concurrence des maximums pr\u00e9vus par votre police.<\/p>                                        <\/div>\n                                    <\/div>\n                                                                        <div class=\"accordion-group\">\n                                        <div class=\"accordion-header\">\n                                            <h3>\n                                                <span class=\"icons\"><span class=\"icon all\"><\/span>&nbsp;+&nbsp;<span class=\"icon icon2 reclamations\"><\/span><\/span>\n                                                <span class=\"title\"><a href=\"#\">Dois-je avoir un rapport de police pour pr\u00e9senter une r\u00e9clamation?<\/a><\/span>\n                                                <span class=\"toggler\">\n                                                    <span class=\"toggler-closed\">\n                                                        <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"28.455\" height=\"28.455\" viewBox=\"0 0 28.455 28.455\"><path data-name=\"Icon ionic-ios-arrow-dropright-circle\" d=\"M3.375,17.6A14.227,14.227,0,1,0,17.6,3.375,14.225,14.225,0,0,0,3.375,17.6Zm16.724,0-5.6-5.547a1.32,1.32,0,0,1,1.867-1.867l6.525,6.546a1.319,1.319,0,0,1,.041,1.819L16.5,25a1.318,1.318,0,1,1-1.867-1.86Z\" transform=\"translate(31.83 -3.375) rotate(90)\" fill=\"#97aec6\"><\/path><\/svg>\n                                                    <\/span>\n                                                    <span class=\"toggler-opened\">\n                                                        <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"28\" height=\"28\" viewBox=\"0 0 28 28\"><g data-name=\"Groupe 466\" transform=\"translate(-1670 -1136.224)\"><circle data-name=\"Ellipse 8\" cx=\"14\" cy=\"14\" r=\"14\" transform=\"translate(1670 1136.224)\" fill=\"#004e9c\"><\/circle><path data-name=\"Trac\u00e9 521\" d=\"M16.715-78.4a.991.991,0,0,1,.3.727.892.892,0,0,1-.276.652.892.892,0,0,1-.652.276.976.976,0,0,1-.727-.351L11.3-81.731,7.26-77.091a.976.976,0,0,1-.727.351.933.933,0,0,1-.665-.276.9.9,0,0,1-.288-.677,1.02,1.02,0,0,1,.3-.7l4.163-4.69L6.057-87.625a1.084,1.084,0,0,1-.3-.7A.9.9,0,0,1,6.044-89a.906.906,0,0,1,.64-.276.976.976,0,0,1,.727.351L11.3-84.465l3.887-4.464a.976.976,0,0,1,.727-.351.892.892,0,0,1,.652.276.892.892,0,0,1,.276.652.991.991,0,0,1-.3.727l-3.988,4.539Z\" transform=\"translate(1672.702 1233.234)\" fill=\"#fff\"><\/path><\/g><\/svg>\n                                                    <\/span>\n                                                <\/span>\n                                            <\/h3>\n                                        <\/div>\n                                        <div class=\"accordion-content\">\n                                            <p class=\"p1\">Dans la plupart des cas, un rapport de police n\u2019est pas n\u00e9cessaire. En cas de vol ou de tentative de vol, toutefois, vous devez signaler l\u2019incident \u00e0 la police.<\/p>                                        <\/div>\n                                    <\/div>\n                                                                        <div class=\"accordion-group\">\n                                        <div class=\"accordion-header\">\n                                            <h3>\n                                                <span class=\"icons\"><span class=\"icon all\"><\/span>&nbsp;+&nbsp;<span class=\"icon icon2 reclamations\"><\/span><\/span>\n                                                <span class=\"title\"><a href=\"#\">Quel est le r\u00f4le d\u2019Inova dans le cadre du processus de r\u00e9clamation?<\/a><\/span>\n                                                <span class=\"toggler\">\n                                                    <span class=\"toggler-closed\">\n                                                        <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"28.455\" height=\"28.455\" viewBox=\"0 0 28.455 28.455\"><path data-name=\"Icon ionic-ios-arrow-dropright-circle\" d=\"M3.375,17.6A14.227,14.227,0,1,0,17.6,3.375,14.225,14.225,0,0,0,3.375,17.6Zm16.724,0-5.6-5.547a1.32,1.32,0,0,1,1.867-1.867l6.525,6.546a1.319,1.319,0,0,1,.041,1.819L16.5,25a1.318,1.318,0,1,1-1.867-1.86Z\" transform=\"translate(31.83 -3.375) rotate(90)\" fill=\"#97aec6\"><\/path><\/svg>\n                                                    <\/span>\n                                                    <span class=\"toggler-opened\">\n                                                        <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"28\" height=\"28\" viewBox=\"0 0 28 28\"><g data-name=\"Groupe 466\" transform=\"translate(-1670 -1136.224)\"><circle data-name=\"Ellipse 8\" cx=\"14\" cy=\"14\" r=\"14\" transform=\"translate(1670 1136.224)\" fill=\"#004e9c\"><\/circle><path data-name=\"Trac\u00e9 521\" d=\"M16.715-78.4a.991.991,0,0,1,.3.727.892.892,0,0,1-.276.652.892.892,0,0,1-.652.276.976.976,0,0,1-.727-.351L11.3-81.731,7.26-77.091a.976.976,0,0,1-.727.351.933.933,0,0,1-.665-.276.9.9,0,0,1-.288-.677,1.02,1.02,0,0,1,.3-.7l4.163-4.69L6.057-87.625a1.084,1.084,0,0,1-.3-.7A.9.9,0,0,1,6.044-89a.906.906,0,0,1,.64-.276.976.976,0,0,1,.727.351L11.3-84.465l3.887-4.464a.976.976,0,0,1,.727-.351.892.892,0,0,1,.652.276.892.892,0,0,1,.276.652.991.991,0,0,1-.3.727l-3.988,4.539Z\" transform=\"translate(1672.702 1233.234)\" fill=\"#fff\"><\/path><\/g><\/svg>\n                                                    <\/span>\n                                                <\/span>\n                                            <\/h3>\n                                        <\/div>\n                                        <div class=\"accordion-content\">\n                                            <p class=\"p1\">En tant que courtiers, nous vous accompagnerons dans le processus de r\u00e9clamation et, au besoin, nous vous conseillerons et d\u00e9fendrons vos int\u00e9r\u00eats.<\/p>                                        <\/div>\n                                    <\/div>\n                                                                        <div class=\"accordion-group\">\n                                        <div class=\"accordion-header\">\n                                            <h3>\n                                                <span class=\"icons\"><span class=\"icon all\"><\/span>&nbsp;+&nbsp;<span class=\"icon icon2 reclamations\"><\/span><\/span>\n                                                <span class=\"title\"><a href=\"#\">Je veux d\u00e9clarer un sinistre. Comment dois-je proc\u00e9der?<\/a><\/span>\n                                                <span class=\"toggler\">\n                                                    <span class=\"toggler-closed\">\n                                                        <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"28.455\" height=\"28.455\" viewBox=\"0 0 28.455 28.455\"><path data-name=\"Icon ionic-ios-arrow-dropright-circle\" d=\"M3.375,17.6A14.227,14.227,0,1,0,17.6,3.375,14.225,14.225,0,0,0,3.375,17.6Zm16.724,0-5.6-5.547a1.32,1.32,0,0,1,1.867-1.867l6.525,6.546a1.319,1.319,0,0,1,.041,1.819L16.5,25a1.318,1.318,0,1,1-1.867-1.86Z\" transform=\"translate(31.83 -3.375) rotate(90)\" fill=\"#97aec6\"><\/path><\/svg>\n                                                    <\/span>\n                                                    <span class=\"toggler-opened\">\n                                                        <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"28\" height=\"28\" viewBox=\"0 0 28 28\"><g data-name=\"Groupe 466\" transform=\"translate(-1670 -1136.224)\"><circle data-name=\"Ellipse 8\" cx=\"14\" cy=\"14\" r=\"14\" transform=\"translate(1670 1136.224)\" fill=\"#004e9c\"><\/circle><path data-name=\"Trac\u00e9 521\" d=\"M16.715-78.4a.991.991,0,0,1,.3.727.892.892,0,0,1-.276.652.892.892,0,0,1-.652.276.976.976,0,0,1-.727-.351L11.3-81.731,7.26-77.091a.976.976,0,0,1-.727.351.933.933,0,0,1-.665-.276.9.9,0,0,1-.288-.677,1.02,1.02,0,0,1,.3-.7l4.163-4.69L6.057-87.625a1.084,1.084,0,0,1-.3-.7A.9.9,0,0,1,6.044-89a.906.906,0,0,1,.64-.276.976.976,0,0,1,.727.351L11.3-84.465l3.887-4.464a.976.976,0,0,1,.727-.351.892.892,0,0,1,.652.276.892.892,0,0,1,.276.652.991.991,0,0,1-.3.727l-3.988,4.539Z\" transform=\"translate(1672.702 1233.234)\" fill=\"#fff\"><\/path><\/g><\/svg>\n                                                    <\/span>\n                                                <\/span>\n                                            <\/h3>\n                                        <\/div>\n                                        <div class=\"accordion-content\">\n                                            <p class=\"p1\">Visitez la page R\u00e9clamations dans la section d'aide pour en savoir plus.<\/p>                                        <\/div>\n                                    <\/div>\n                                                                        <div class=\"accordion-group\">\n                                        <div class=\"accordion-header\">\n                                            <h3>\n                                                <span class=\"icons\"><span class=\"icon all\"><\/span>&nbsp;+&nbsp;<span class=\"icon icon2 reclamations\"><\/span><\/span>\n                                                <span class=\"title\"><a href=\"#\">Devrais-je pr\u00e9senter une r\u00e9clamation pour une perte mineure?<\/a><\/span>\n                                                <span class=\"toggler\">\n                                                    <span class=\"toggler-closed\">\n                                                        <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"28.455\" height=\"28.455\" viewBox=\"0 0 28.455 28.455\"><path data-name=\"Icon ionic-ios-arrow-dropright-circle\" d=\"M3.375,17.6A14.227,14.227,0,1,0,17.6,3.375,14.225,14.225,0,0,0,3.375,17.6Zm16.724,0-5.6-5.547a1.32,1.32,0,0,1,1.867-1.867l6.525,6.546a1.319,1.319,0,0,1,.041,1.819L16.5,25a1.318,1.318,0,1,1-1.867-1.86Z\" transform=\"translate(31.83 -3.375) rotate(90)\" fill=\"#97aec6\"><\/path><\/svg>\n                                                    <\/span>\n                                                    <span class=\"toggler-opened\">\n                                                        <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"28\" height=\"28\" viewBox=\"0 0 28 28\"><g data-name=\"Groupe 466\" transform=\"translate(-1670 -1136.224)\"><circle data-name=\"Ellipse 8\" cx=\"14\" cy=\"14\" r=\"14\" transform=\"translate(1670 1136.224)\" fill=\"#004e9c\"><\/circle><path data-name=\"Trac\u00e9 521\" d=\"M16.715-78.4a.991.991,0,0,1,.3.727.892.892,0,0,1-.276.652.892.892,0,0,1-.652.276.976.976,0,0,1-.727-.351L11.3-81.731,7.26-77.091a.976.976,0,0,1-.727.351.933.933,0,0,1-.665-.276.9.9,0,0,1-.288-.677,1.02,1.02,0,0,1,.3-.7l4.163-4.69L6.057-87.625a1.084,1.084,0,0,1-.3-.7A.9.9,0,0,1,6.044-89a.906.906,0,0,1,.64-.276.976.976,0,0,1,.727.351L11.3-84.465l3.887-4.464a.976.976,0,0,1,.727-.351.892.892,0,0,1,.652.276.892.892,0,0,1,.276.652.991.991,0,0,1-.3.727l-3.988,4.539Z\" transform=\"translate(1672.702 1233.234)\" fill=\"#fff\"><\/path><\/g><\/svg>\n                                                    <\/span>\n                                                <\/span>\n                                            <\/h3>\n                                        <\/div>\n                                        <div class=\"accordion-content\">\n                                            <p class=\"p1\">Nous vous recommandons fortement, dans la mesure du possible, de payer de votre poche les petites r\u00e9clamations. L\u2019assurance habitation est con\u00e7ue pour assurer votre bien-\u00eatre financier, et donc de vous prot\u00e9ger contre les pertes importantes. Lorsque vous pr\u00e9sentez une r\u00e9clamation, quel qu\u2019en soit le montant, vous perdrez vos rabais pour dossier sans sinistre et paierez une prime plus \u00e9lev\u00e9e.<\/p>                                        <\/div>\n                                    <\/div>\n                                                                        <div class=\"accordion-group\">\n                                        <div class=\"accordion-header\">\n                                            <h3>\n                                                <span class=\"icons\"><span class=\"icon all\"><\/span>&nbsp;+&nbsp;<span class=\"icon icon2 reclamations\"><\/span><\/span>\n                                                <span class=\"title\"><a href=\"#\">Ma police d\u2019assurance couvre-t-elle les sinistres caus\u00e9s par des \u00ab forces majeures \u00bb ou des catastrophes naturelles?<\/a><\/span>\n                                                <span class=\"toggler\">\n                                                    <span class=\"toggler-closed\">\n                                                        <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"28.455\" height=\"28.455\" viewBox=\"0 0 28.455 28.455\"><path data-name=\"Icon ionic-ios-arrow-dropright-circle\" d=\"M3.375,17.6A14.227,14.227,0,1,0,17.6,3.375,14.225,14.225,0,0,0,3.375,17.6Zm16.724,0-5.6-5.547a1.32,1.32,0,0,1,1.867-1.867l6.525,6.546a1.319,1.319,0,0,1,.041,1.819L16.5,25a1.318,1.318,0,1,1-1.867-1.86Z\" transform=\"translate(31.83 -3.375) rotate(90)\" fill=\"#97aec6\"><\/path><\/svg>\n                                                    <\/span>\n                                                    <span class=\"toggler-opened\">\n                                                        <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"28\" height=\"28\" viewBox=\"0 0 28 28\"><g data-name=\"Groupe 466\" transform=\"translate(-1670 -1136.224)\"><circle data-name=\"Ellipse 8\" cx=\"14\" cy=\"14\" r=\"14\" transform=\"translate(1670 1136.224)\" fill=\"#004e9c\"><\/circle><path data-name=\"Trac\u00e9 521\" d=\"M16.715-78.4a.991.991,0,0,1,.3.727.892.892,0,0,1-.276.652.892.892,0,0,1-.652.276.976.976,0,0,1-.727-.351L11.3-81.731,7.26-77.091a.976.976,0,0,1-.727.351.933.933,0,0,1-.665-.276.9.9,0,0,1-.288-.677,1.02,1.02,0,0,1,.3-.7l4.163-4.69L6.057-87.625a1.084,1.084,0,0,1-.3-.7A.9.9,0,0,1,6.044-89a.906.906,0,0,1,.64-.276.976.976,0,0,1,.727.351L11.3-84.465l3.887-4.464a.976.976,0,0,1,.727-.351.892.892,0,0,1,.652.276.892.892,0,0,1,.276.652.991.991,0,0,1-.3.727l-3.988,4.539Z\" transform=\"translate(1672.702 1233.234)\" fill=\"#fff\"><\/path><\/g><\/svg>\n                                                    <\/span>\n                                                <\/span>\n                                            <\/h3>\n                                        <\/div>\n                                        <div class=\"accordion-content\">\n                                            <p class=\"p1\">Les polices d\u2019assurance habitation ne couvrent pas n\u00e9cessairement les sinistres caus\u00e9s par des forces majeures et des catastrophes naturelles. Les sinistres attribuables aux tremblements de terre et aux inondations ne seront couverts que si la police le pr\u00e9voit sp\u00e9cifiquement.<\/p>                                        <\/div>\n                                    <\/div>\n                                                                        <div class=\"accordion-group\">\n                                        <div class=\"accordion-header\">\n                                            <h3>\n                                                <span class=\"icons\"><span class=\"icon all\"><\/span>&nbsp;+&nbsp;<span class=\"icon icon2 reclamations\"><\/span><\/span>\n                                                <span class=\"title\"><a href=\"#\">J\u2019ai subi un d\u00e9g\u00e2t d\u2019eau.  Suis-je couvert?<\/a><\/span>\n                                                <span class=\"toggler\">\n                                                    <span class=\"toggler-closed\">\n                                                        <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"28.455\" height=\"28.455\" viewBox=\"0 0 28.455 28.455\"><path data-name=\"Icon ionic-ios-arrow-dropright-circle\" d=\"M3.375,17.6A14.227,14.227,0,1,0,17.6,3.375,14.225,14.225,0,0,0,3.375,17.6Zm16.724,0-5.6-5.547a1.32,1.32,0,0,1,1.867-1.867l6.525,6.546a1.319,1.319,0,0,1,.041,1.819L16.5,25a1.318,1.318,0,1,1-1.867-1.86Z\" transform=\"translate(31.83 -3.375) rotate(90)\" fill=\"#97aec6\"><\/path><\/svg>\n                                                    <\/span>\n                                                    <span class=\"toggler-opened\">\n                                                        <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"28\" height=\"28\" viewBox=\"0 0 28 28\"><g data-name=\"Groupe 466\" transform=\"translate(-1670 -1136.224)\"><circle data-name=\"Ellipse 8\" cx=\"14\" cy=\"14\" r=\"14\" transform=\"translate(1670 1136.224)\" fill=\"#004e9c\"><\/circle><path data-name=\"Trac\u00e9 521\" d=\"M16.715-78.4a.991.991,0,0,1,.3.727.892.892,0,0,1-.276.652.892.892,0,0,1-.652.276.976.976,0,0,1-.727-.351L11.3-81.731,7.26-77.091a.976.976,0,0,1-.727.351.933.933,0,0,1-.665-.276.9.9,0,0,1-.288-.677,1.02,1.02,0,0,1,.3-.7l4.163-4.69L6.057-87.625a1.084,1.084,0,0,1-.3-.7A.9.9,0,0,1,6.044-89a.906.906,0,0,1,.64-.276.976.976,0,0,1,.727.351L11.3-84.465l3.887-4.464a.976.976,0,0,1,.727-.351.892.892,0,0,1,.652.276.892.892,0,0,1,.276.652.991.991,0,0,1-.3.727l-3.988,4.539Z\" transform=\"translate(1672.702 1233.234)\" fill=\"#fff\"><\/path><\/g><\/svg>\n                                                    <\/span>\n                                                <\/span>\n                                            <\/h3>\n                                        <\/div>\n                                        <div class=\"accordion-content\">\n                                            <p class=\"p1\">En cas de d\u00e9g\u00e2t d\u2019eau, il est tr\u00e8s important de d\u00e9terminer et de comprendre ce qui l\u2019a caus\u00e9. Si le d\u00e9g\u00e2t est attribuable \u00e0 un tuyau qui fuit, vous n\u2019\u00eates probablement pas couvert, car l\u2019assurance habitation ne couvre que les sinistres soudains et accidentels. Les fuites qui se produisent de fa\u00e7on continue ne sont tout simplement pas couvertes par les polices d\u2019assurance habitation. En cas de doute, vous devriez communiquer avec une entreprise locale, sp\u00e9cialis\u00e9e en restauration de b\u00e2timents pour obtenir une \u00e9valuation. Ces experts pourront vous aider \u00e0 faire face \u00e0 la situation et \u00e0 att\u00e9nuer tout dommage suppl\u00e9mentaire, et ils vous renseigneront au sujet de la cause initiale du d\u00e9g\u00e2t.<\/p>                                        <\/div>\n                                    <\/div>\n                                                                        <div class=\"accordion-group\">\n                                        <div class=\"accordion-header\">\n                                            <h3>\n                                                <span class=\"icons\"><span class=\"icon all\"><\/span>&nbsp;+&nbsp;<span class=\"icon icon2 reclamations\"><\/span><\/span>\n                                                <span class=\"title\"><a href=\"#\">Dans quelle mesure une r\u00e9clamation se r\u00e9percutera-t-elle sur ma prime d\u2019assurance?<\/a><\/span>\n                                                <span class=\"toggler\">\n                                                    <span class=\"toggler-closed\">\n                                                        <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"28.455\" height=\"28.455\" viewBox=\"0 0 28.455 28.455\"><path data-name=\"Icon ionic-ios-arrow-dropright-circle\" d=\"M3.375,17.6A14.227,14.227,0,1,0,17.6,3.375,14.225,14.225,0,0,0,3.375,17.6Zm16.724,0-5.6-5.547a1.32,1.32,0,0,1,1.867-1.867l6.525,6.546a1.319,1.319,0,0,1,.041,1.819L16.5,25a1.318,1.318,0,1,1-1.867-1.86Z\" transform=\"translate(31.83 -3.375) rotate(90)\" fill=\"#97aec6\"><\/path><\/svg>\n                                                    <\/span>\n                                                    <span class=\"toggler-opened\">\n                                                        <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"28\" height=\"28\" viewBox=\"0 0 28 28\"><g data-name=\"Groupe 466\" transform=\"translate(-1670 -1136.224)\"><circle data-name=\"Ellipse 8\" cx=\"14\" cy=\"14\" r=\"14\" transform=\"translate(1670 1136.224)\" fill=\"#004e9c\"><\/circle><path data-name=\"Trac\u00e9 521\" d=\"M16.715-78.4a.991.991,0,0,1,.3.727.892.892,0,0,1-.276.652.892.892,0,0,1-.652.276.976.976,0,0,1-.727-.351L11.3-81.731,7.26-77.091a.976.976,0,0,1-.727.351.933.933,0,0,1-.665-.276.9.9,0,0,1-.288-.677,1.02,1.02,0,0,1,.3-.7l4.163-4.69L6.057-87.625a1.084,1.084,0,0,1-.3-.7A.9.9,0,0,1,6.044-89a.906.906,0,0,1,.64-.276.976.976,0,0,1,.727.351L11.3-84.465l3.887-4.464a.976.976,0,0,1,.727-.351.892.892,0,0,1,.652.276.892.892,0,0,1,.276.652.991.991,0,0,1-.3.727l-3.988,4.539Z\" transform=\"translate(1672.702 1233.234)\" fill=\"#fff\"><\/path><\/g><\/svg>\n                                                    <\/span>\n                                                <\/span>\n                                            <\/h3>\n                                        <\/div>\n                                        <div class=\"accordion-content\">\n                                            <span style=\"font-weight: 400;\">Toute r\u00e9clamation, peu importe l\u2019ampleur du sinistre, aura une incidence sur le montant de votre prime d\u2019assurance. Vous pourriez en effet perdre le rabais pour absence de r\u00e9clamation \u00e0 votre dossier auquel vous avez droit qui, dans certains cas, pourrait varier de 10 % \u00e0 25 %. Certaines compagnies d\u2019assurance offrent une protection qui pardonne votre premi\u00e8re r\u00e9clamation et n\u2019en tiennent pas compte pour la suite des choses.<\/span>                                        <\/div>\n                                    <\/div>\n                                                                        <div class=\"accordion-group\">\n                                        <div class=\"accordion-header\">\n                                            <h3>\n                                                <span class=\"icons\"><span class=\"icon all\"><\/span>&nbsp;+&nbsp;<span class=\"icon icon2 reclamations\"><\/span><\/span>\n                                                <span class=\"title\"><a href=\"#\">Que se passe-t-il si je pr\u00e9sente plusieurs r\u00e9clamations?<\/a><\/span>\n                                                <span class=\"toggler\">\n                                                    <span class=\"toggler-closed\">\n                                                        <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"28.455\" height=\"28.455\" viewBox=\"0 0 28.455 28.455\"><path data-name=\"Icon ionic-ios-arrow-dropright-circle\" d=\"M3.375,17.6A14.227,14.227,0,1,0,17.6,3.375,14.225,14.225,0,0,0,3.375,17.6Zm16.724,0-5.6-5.547a1.32,1.32,0,0,1,1.867-1.867l6.525,6.546a1.319,1.319,0,0,1,.041,1.819L16.5,25a1.318,1.318,0,1,1-1.867-1.86Z\" transform=\"translate(31.83 -3.375) rotate(90)\" fill=\"#97aec6\"><\/path><\/svg>\n                                                    <\/span>\n                                                    <span class=\"toggler-opened\">\n                                                        <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"28\" height=\"28\" viewBox=\"0 0 28 28\"><g data-name=\"Groupe 466\" transform=\"translate(-1670 -1136.224)\"><circle data-name=\"Ellipse 8\" cx=\"14\" cy=\"14\" r=\"14\" transform=\"translate(1670 1136.224)\" fill=\"#004e9c\"><\/circle><path data-name=\"Trac\u00e9 521\" d=\"M16.715-78.4a.991.991,0,0,1,.3.727.892.892,0,0,1-.276.652.892.892,0,0,1-.652.276.976.976,0,0,1-.727-.351L11.3-81.731,7.26-77.091a.976.976,0,0,1-.727.351.933.933,0,0,1-.665-.276.9.9,0,0,1-.288-.677,1.02,1.02,0,0,1,.3-.7l4.163-4.69L6.057-87.625a1.084,1.084,0,0,1-.3-.7A.9.9,0,0,1,6.044-89a.906.906,0,0,1,.64-.276.976.976,0,0,1,.727.351L11.3-84.465l3.887-4.464a.976.976,0,0,1,.727-.351.892.892,0,0,1,.652.276.892.892,0,0,1,.276.652.991.991,0,0,1-.3.727l-3.988,4.539Z\" transform=\"translate(1672.702 1233.234)\" fill=\"#fff\"><\/path><\/g><\/svg>\n                                                    <\/span>\n                                                <\/span>\n                                            <\/h3>\n                                        <\/div>\n                                        <div class=\"accordion-content\">\n                                            <span style=\"font-weight: 400;\">Si vous pr\u00e9sentez une ou deux r\u00e9clamations au titre de votre assurance habitation durant une p\u00e9riode de cinq ans, votre prime s\u2019en ressentira. Si vous pr\u00e9sentez plus de deux r\u00e9clamations durant une p\u00e9riode de cinq ans, vous pourriez m\u00eame avoir de la difficult\u00e9 \u00e0 obtenir une assurance habitation. Il est donc important d\u2019\u00e9valuer la situation et de d\u00e9terminer si vous devriez pr\u00e9senter ou non une r\u00e9clamation.<\/span>                                        <\/div>\n                                    <\/div>\n                                                                <\/div>\n                        <\/div>\n                                                <div id=\"tab4\" class=\"tab\">\n\n                            <div class=\"accordion\">\n                                                                    <div class=\"accordion-group\">\n                                        <div class=\"accordion-header\">\n                                            <h3>\n                                                <span class=\"icons\"><span class=\"icon all\"><\/span>&nbsp;+&nbsp;<span class=\"icon icon2 myinova-fr\"><\/span><\/span>\n                                                <span class=\"title\"><a href=\"#\">Pourquoi devrais-je me cr\u00e9er un compte myInova?<\/a><\/span>\n                                                <span class=\"toggler\">\n                                                    <span class=\"toggler-closed\">\n                                                        <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"28.455\" height=\"28.455\" viewBox=\"0 0 28.455 28.455\"><path data-name=\"Icon ionic-ios-arrow-dropright-circle\" d=\"M3.375,17.6A14.227,14.227,0,1,0,17.6,3.375,14.225,14.225,0,0,0,3.375,17.6Zm16.724,0-5.6-5.547a1.32,1.32,0,0,1,1.867-1.867l6.525,6.546a1.319,1.319,0,0,1,.041,1.819L16.5,25a1.318,1.318,0,1,1-1.867-1.86Z\" transform=\"translate(31.83 -3.375) rotate(90)\" fill=\"#97aec6\"><\/path><\/svg>\n                                                    <\/span>\n                                                    <span class=\"toggler-opened\">\n                                                        <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"28\" height=\"28\" viewBox=\"0 0 28 28\"><g data-name=\"Groupe 466\" transform=\"translate(-1670 -1136.224)\"><circle data-name=\"Ellipse 8\" cx=\"14\" cy=\"14\" r=\"14\" transform=\"translate(1670 1136.224)\" fill=\"#004e9c\"><\/circle><path data-name=\"Trac\u00e9 521\" d=\"M16.715-78.4a.991.991,0,0,1,.3.727.892.892,0,0,1-.276.652.892.892,0,0,1-.652.276.976.976,0,0,1-.727-.351L11.3-81.731,7.26-77.091a.976.976,0,0,1-.727.351.933.933,0,0,1-.665-.276.9.9,0,0,1-.288-.677,1.02,1.02,0,0,1,.3-.7l4.163-4.69L6.057-87.625a1.084,1.084,0,0,1-.3-.7A.9.9,0,0,1,6.044-89a.906.906,0,0,1,.64-.276.976.976,0,0,1,.727.351L11.3-84.465l3.887-4.464a.976.976,0,0,1,.727-.351.892.892,0,0,1,.652.276.892.892,0,0,1,.276.652.991.991,0,0,1-.3.727l-3.988,4.539Z\" transform=\"translate(1672.702 1233.234)\" fill=\"#fff\"><\/path><\/g><\/svg>\n                                                    <\/span>\n                                                <\/span>\n                                            <\/h3>\n                                        <\/div>\n                                        <div class=\"accordion-content\">\n                                            Le portail myInova est un moyen simple et rapide d\u2019acc\u00e9der \u00e0 votre compte d\u2019assurance en ligne, demander un changement et t\u00e9l\u00e9verser vos documents de police d\u2019assurance, quand bon vous semble, car il est\u00a0<strong>accessible 24 heures sur 24, 7 jours sur 7<\/strong>!\r\n\r\n<strong>\u00c9tape 1 :<\/strong>\r\n\r\n<img fetchpriority=\"high\" decoding=\"async\" class=\"alignnone size-full wp-image-15805\" src=\"https:\/\/www.inovainc.ca\/wp-content\/uploads\/2025\/11\/Request-menu-FR.jpeg\" alt=\"\" width=\"1027\" height=\"750\" srcset=\"https:\/\/www.inovainc.ca\/wp-content\/uploads\/2025\/11\/Request-menu-FR.jpeg 1027w, https:\/\/www.inovainc.ca\/wp-content\/uploads\/2025\/11\/Request-menu-FR-300x219.jpeg 300w, https:\/\/www.inovainc.ca\/wp-content\/uploads\/2025\/11\/Request-menu-FR-1024x748.jpeg 1024w, https:\/\/www.inovainc.ca\/wp-content\/uploads\/2025\/11\/Request-menu-FR-768x561.jpeg 768w\" sizes=\"(max-width: 1027px) 100vw, 1027px\" \/>\r\n\r\n<strong>\u00c9tape 2 :<\/strong>\r\n\r\n<img decoding=\"async\" class=\"alignnone size-full wp-image-15801\" src=\"https:\/\/www.inovainc.ca\/wp-content\/uploads\/2025\/11\/Change-menu-FR.jpeg\" alt=\"\" width=\"1008\" height=\"581\" srcset=\"https:\/\/www.inovainc.ca\/wp-content\/uploads\/2025\/11\/Change-menu-FR.jpeg 1008w, https:\/\/www.inovainc.ca\/wp-content\/uploads\/2025\/11\/Change-menu-FR-300x173.jpeg 300w, https:\/\/www.inovainc.ca\/wp-content\/uploads\/2025\/11\/Change-menu-FR-768x443.jpeg 768w\" sizes=\"(max-width: 1008px) 100vw, 1008px\" \/>\r\n\r\nVous pouvez \u00e9galement soumettre une question en s\u00e9lectionnant l'une des options suivantes dans la liste ci-dessous :\r\n\r\n<img decoding=\"async\" class=\"alignnone size-full wp-image-15200\" src=\"https:\/\/www.inovainc.ca\/wp-content\/uploads\/2023\/09\/Screenshot-2025-04-29-133423.png\" alt=\"\" width=\"996\" height=\"321\" srcset=\"https:\/\/www.inovainc.ca\/wp-content\/uploads\/2023\/09\/Screenshot-2025-04-29-133423.png 996w, https:\/\/www.inovainc.ca\/wp-content\/uploads\/2023\/09\/Screenshot-2025-04-29-133423-300x97.png 300w, https:\/\/www.inovainc.ca\/wp-content\/uploads\/2023\/09\/Screenshot-2025-04-29-133423-768x248.png 768w\" sizes=\"(max-width: 996px) 100vw, 996px\" \/>\r\n<p class=\"p1\">Si votre demande n\u2019est pas urgente, nous vous recommandons fortement d\u2019utiliser cette m\u00e9thode plut\u00f4t que de nous appeler, car par moment de fort achalandage le temps d\u2019attente peut parfois \u00eatre long.<\/p>\r\n<p class=\"p1\">Les demandes effectu\u00e9es par l\u2019interm\u00e9diaire de myInova sont g\u00e9n\u00e9ralement trait\u00e9es dans les deux \u00e0 quatre jours ouvrables, suivant la nature du changement \u00e0 apporter. Une fois les changements apport\u00e9s, vous recevrez un courriel de confirmation, ce qui les rendra officiels.<\/p>                                        <\/div>\n                                    <\/div>\n                                                                        <div class=\"accordion-group\">\n                                        <div class=\"accordion-header\">\n                                            <h3>\n                                                <span class=\"icons\"><span class=\"icon all\"><\/span>&nbsp;+&nbsp;<span class=\"icon icon2 myinova-fr\"><\/span><\/span>\n                                                <span class=\"title\"><a href=\"#\">De quoi ai-je besoin pour m\u2019inscrire \u00e0 myInova?<\/a><\/span>\n                                                <span class=\"toggler\">\n                                                    <span class=\"toggler-closed\">\n                                                        <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"28.455\" height=\"28.455\" viewBox=\"0 0 28.455 28.455\"><path data-name=\"Icon ionic-ios-arrow-dropright-circle\" d=\"M3.375,17.6A14.227,14.227,0,1,0,17.6,3.375,14.225,14.225,0,0,0,3.375,17.6Zm16.724,0-5.6-5.547a1.32,1.32,0,0,1,1.867-1.867l6.525,6.546a1.319,1.319,0,0,1,.041,1.819L16.5,25a1.318,1.318,0,1,1-1.867-1.86Z\" transform=\"translate(31.83 -3.375) rotate(90)\" fill=\"#97aec6\"><\/path><\/svg>\n                                                    <\/span>\n                                                    <span class=\"toggler-opened\">\n                                                        <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"28\" height=\"28\" viewBox=\"0 0 28 28\"><g data-name=\"Groupe 466\" transform=\"translate(-1670 -1136.224)\"><circle data-name=\"Ellipse 8\" cx=\"14\" cy=\"14\" r=\"14\" transform=\"translate(1670 1136.224)\" fill=\"#004e9c\"><\/circle><path data-name=\"Trac\u00e9 521\" d=\"M16.715-78.4a.991.991,0,0,1,.3.727.892.892,0,0,1-.276.652.892.892,0,0,1-.652.276.976.976,0,0,1-.727-.351L11.3-81.731,7.26-77.091a.976.976,0,0,1-.727.351.933.933,0,0,1-.665-.276.9.9,0,0,1-.288-.677,1.02,1.02,0,0,1,.3-.7l4.163-4.69L6.057-87.625a1.084,1.084,0,0,1-.3-.7A.9.9,0,0,1,6.044-89a.906.906,0,0,1,.64-.276.976.976,0,0,1,.727.351L11.3-84.465l3.887-4.464a.976.976,0,0,1,.727-.351.892.892,0,0,1,.652.276.892.892,0,0,1,.276.652.991.991,0,0,1-.3.727l-3.988,4.539Z\" transform=\"translate(1672.702 1233.234)\" fill=\"#fff\"><\/path><\/g><\/svg>\n                                                    <\/span>\n                                                <\/span>\n                                            <\/h3>\n                                        <\/div>\n                                        <div class=\"accordion-content\">\n                                            <p class=\"p1\">L\u2019inscription \u00e0 myInova est rapide et ne prend que quelques minutes. Vous n\u2019avez en effet besoin que de votre <strong>adresse de courriel et de votre num\u00e9ro de police<\/strong>! Vous pouvez utiliser le m\u00eame identifiant pour acc\u00e9der \u00e0 plusieurs polices d\u2019assurance automobile et habitation.<\/p>                                        <\/div>\n                                    <\/div>\n                                                                        <div class=\"accordion-group\">\n                                        <div class=\"accordion-header\">\n                                            <h3>\n                                                <span class=\"icons\"><span class=\"icon all\"><\/span>&nbsp;+&nbsp;<span class=\"icon icon2 myinova-fr\"><\/span><\/span>\n                                                <span class=\"title\"><a href=\"#\">Quels renseignements puis-je trouver sur myInova?<\/a><\/span>\n                                                <span class=\"toggler\">\n                                                    <span class=\"toggler-closed\">\n                                                        <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"28.455\" height=\"28.455\" viewBox=\"0 0 28.455 28.455\"><path data-name=\"Icon ionic-ios-arrow-dropright-circle\" d=\"M3.375,17.6A14.227,14.227,0,1,0,17.6,3.375,14.225,14.225,0,0,0,3.375,17.6Zm16.724,0-5.6-5.547a1.32,1.32,0,0,1,1.867-1.867l6.525,6.546a1.319,1.319,0,0,1,.041,1.819L16.5,25a1.318,1.318,0,1,1-1.867-1.86Z\" transform=\"translate(31.83 -3.375) rotate(90)\" fill=\"#97aec6\"><\/path><\/svg>\n                                                    <\/span>\n                                                    <span class=\"toggler-opened\">\n                                                        <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"28\" height=\"28\" viewBox=\"0 0 28 28\"><g data-name=\"Groupe 466\" transform=\"translate(-1670 -1136.224)\"><circle data-name=\"Ellipse 8\" cx=\"14\" cy=\"14\" r=\"14\" transform=\"translate(1670 1136.224)\" fill=\"#004e9c\"><\/circle><path data-name=\"Trac\u00e9 521\" d=\"M16.715-78.4a.991.991,0,0,1,.3.727.892.892,0,0,1-.276.652.892.892,0,0,1-.652.276.976.976,0,0,1-.727-.351L11.3-81.731,7.26-77.091a.976.976,0,0,1-.727.351.933.933,0,0,1-.665-.276.9.9,0,0,1-.288-.677,1.02,1.02,0,0,1,.3-.7l4.163-4.69L6.057-87.625a1.084,1.084,0,0,1-.3-.7A.9.9,0,0,1,6.044-89a.906.906,0,0,1,.64-.276.976.976,0,0,1,.727.351L11.3-84.465l3.887-4.464a.976.976,0,0,1,.727-.351.892.892,0,0,1,.652.276.892.892,0,0,1,.276.652.991.991,0,0,1-.3.727l-3.988,4.539Z\" transform=\"translate(1672.702 1233.234)\" fill=\"#fff\"><\/path><\/g><\/svg>\n                                                    <\/span>\n                                                <\/span>\n                                            <\/h3>\n                                        <\/div>\n                                        <div class=\"accordion-content\">\n                                            <p class=\"p1\">Apr\u00e8s avoir acc\u00e9d\u00e9 \u00e0 votre compte myInova, vous verrez vos renseignements personnels ainsi que l\u2019information relative \u00e0 toutes vos polices. Vous pouvez notamment :<\/p>\r\n\r\n<ul>\r\n \t<li><strong>t\u00e9l\u00e9charger et imprimer vos documents de police;<\/strong><\/li>\r\n \t<li><strong>consulter vos couvertures;<\/strong><\/li>\r\n \t<li><strong>afficher les dates d\u2019entr\u00e9e en vigueur et d\u2019\u00e9ch\u00e9ance;<\/strong><\/li>\r\n \t<li><strong>voir l\u2019objet de l\u2019assurance.<\/strong><\/li>\r\n<\/ul>                                        <\/div>\n                                    <\/div>\n                                                                        <div class=\"accordion-group\">\n                                        <div class=\"accordion-header\">\n                                            <h3>\n                                                <span class=\"icons\"><span class=\"icon all\"><\/span>&nbsp;+&nbsp;<span class=\"icon icon2 myinova-fr\"><\/span><\/span>\n                                                <span class=\"title\"><a href=\"#\">Quels changements puis-je faire moi-m\u00eame par l\u2019interm\u00e9diaire de myInova?<\/a><\/span>\n                                                <span class=\"toggler\">\n                                                    <span class=\"toggler-closed\">\n                                                        <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"28.455\" height=\"28.455\" viewBox=\"0 0 28.455 28.455\"><path data-name=\"Icon ionic-ios-arrow-dropright-circle\" d=\"M3.375,17.6A14.227,14.227,0,1,0,17.6,3.375,14.225,14.225,0,0,0,3.375,17.6Zm16.724,0-5.6-5.547a1.32,1.32,0,0,1,1.867-1.867l6.525,6.546a1.319,1.319,0,0,1,.041,1.819L16.5,25a1.318,1.318,0,1,1-1.867-1.86Z\" transform=\"translate(31.83 -3.375) rotate(90)\" fill=\"#97aec6\"><\/path><\/svg>\n                                                    <\/span>\n                                                    <span class=\"toggler-opened\">\n                                                        <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"28\" height=\"28\" viewBox=\"0 0 28 28\"><g data-name=\"Groupe 466\" transform=\"translate(-1670 -1136.224)\"><circle data-name=\"Ellipse 8\" cx=\"14\" cy=\"14\" r=\"14\" transform=\"translate(1670 1136.224)\" fill=\"#004e9c\"><\/circle><path data-name=\"Trac\u00e9 521\" d=\"M16.715-78.4a.991.991,0,0,1,.3.727.892.892,0,0,1-.276.652.892.892,0,0,1-.652.276.976.976,0,0,1-.727-.351L11.3-81.731,7.26-77.091a.976.976,0,0,1-.727.351.933.933,0,0,1-.665-.276.9.9,0,0,1-.288-.677,1.02,1.02,0,0,1,.3-.7l4.163-4.69L6.057-87.625a1.084,1.084,0,0,1-.3-.7A.9.9,0,0,1,6.044-89a.906.906,0,0,1,.64-.276.976.976,0,0,1,.727.351L11.3-84.465l3.887-4.464a.976.976,0,0,1,.727-.351.892.892,0,0,1,.652.276.892.892,0,0,1,.276.652.991.991,0,0,1-.3.727l-3.988,4.539Z\" transform=\"translate(1672.702 1233.234)\" fill=\"#fff\"><\/path><\/g><\/svg>\n                                                    <\/span>\n                                                <\/span>\n                                            <\/h3>\n                                        <\/div>\n                                        <div class=\"accordion-content\">\n                                            <p class=\"p1\">Vous pouvez utiliser myInova pour demander des changements \u00e0 vos polices d\u2019assurance d'habitation.<\/p>\r\nSi vous ne trouvez pas le type de demande que vous voulez faire dans la liste d\u00e9roulante, choisissez simplement \u00ab Autre \u00bb et une bo\u00eete de texte s\u2019affichera afin que vous puissiez indiquer le changement que vous voulez apporter.\r\n<p class=\"p1\">Les demandes effectu\u00e9es par l\u2019interm\u00e9diaire de myInova sont g\u00e9n\u00e9ralement trait\u00e9es dans les deux \u00e0 quatre jours ouvrables, suivant la nature du changement \u00e0 apporter. Une fois les changements apport\u00e9s, vous recevrez un courriel de confirmation, ce qui les rendra officiels.<\/p>                                        <\/div>\n                                    <\/div>\n                                                                        <div class=\"accordion-group\">\n                                        <div class=\"accordion-header\">\n                                            <h3>\n                                                <span class=\"icons\"><span class=\"icon all\"><\/span>&nbsp;+&nbsp;<span class=\"icon icon2 myinova-fr\"><\/span><\/span>\n                                                <span class=\"title\"><a href=\"#\">J\u2019ai d\u00e9m\u00e9nag\u00e9 donc je dois faire mon changement d\u2019adresse.<\/a><\/span>\n                                                <span class=\"toggler\">\n                                                    <span class=\"toggler-closed\">\n                                                        <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"28.455\" height=\"28.455\" viewBox=\"0 0 28.455 28.455\"><path data-name=\"Icon ionic-ios-arrow-dropright-circle\" d=\"M3.375,17.6A14.227,14.227,0,1,0,17.6,3.375,14.225,14.225,0,0,0,3.375,17.6Zm16.724,0-5.6-5.547a1.32,1.32,0,0,1,1.867-1.867l6.525,6.546a1.319,1.319,0,0,1,.041,1.819L16.5,25a1.318,1.318,0,1,1-1.867-1.86Z\" transform=\"translate(31.83 -3.375) rotate(90)\" fill=\"#97aec6\"><\/path><\/svg>\n                                                    <\/span>\n                                                    <span class=\"toggler-opened\">\n                                                        <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"28\" height=\"28\" viewBox=\"0 0 28 28\"><g data-name=\"Groupe 466\" transform=\"translate(-1670 -1136.224)\"><circle data-name=\"Ellipse 8\" cx=\"14\" cy=\"14\" r=\"14\" transform=\"translate(1670 1136.224)\" fill=\"#004e9c\"><\/circle><path data-name=\"Trac\u00e9 521\" d=\"M16.715-78.4a.991.991,0,0,1,.3.727.892.892,0,0,1-.276.652.892.892,0,0,1-.652.276.976.976,0,0,1-.727-.351L11.3-81.731,7.26-77.091a.976.976,0,0,1-.727.351.933.933,0,0,1-.665-.276.9.9,0,0,1-.288-.677,1.02,1.02,0,0,1,.3-.7l4.163-4.69L6.057-87.625a1.084,1.084,0,0,1-.3-.7A.9.9,0,0,1,6.044-89a.906.906,0,0,1,.64-.276.976.976,0,0,1,.727.351L11.3-84.465l3.887-4.464a.976.976,0,0,1,.727-.351.892.892,0,0,1,.652.276.892.892,0,0,1,.276.652.991.991,0,0,1-.3.727l-3.988,4.539Z\" transform=\"translate(1672.702 1233.234)\" fill=\"#fff\"><\/path><\/g><\/svg>\n                                                    <\/span>\n                                                <\/span>\n                                            <\/h3>\n                                        <\/div>\n                                        <div class=\"accordion-content\">\n                                            <p class=\"p1\">Vous pouvez demander un changement d\u2019adresse \u00e0 partir de myInova.<strong> Il vous suffit d\u2019indiquer votre nouvelle adresse, votre nouveau code postal et la date \u00e0 laquelle vous avez d\u00e9m\u00e9nag\u00e9.<\/strong> Veuillez noter qu\u2019un changement d\u2019adresse peut avoir une incidence sur les primes de vos polices d\u2019assurance automobile et habitation.<\/p>                                        <\/div>\n                                    <\/div>\n                                                                        <div class=\"accordion-group\">\n                                        <div class=\"accordion-header\">\n                                            <h3>\n                                                <span class=\"icons\"><span class=\"icon all\"><\/span>&nbsp;+&nbsp;<span class=\"icon icon2 myinova-fr\"><\/span><\/span>\n                                                <span class=\"title\"><a href=\"#\">Un changement d\u2019adresse aura-t-il une incidence sur les primes de mes polices d\u2019assurance habitation?<\/a><\/span>\n                                                <span class=\"toggler\">\n                                                    <span class=\"toggler-closed\">\n                                                        <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"28.455\" height=\"28.455\" viewBox=\"0 0 28.455 28.455\"><path data-name=\"Icon ionic-ios-arrow-dropright-circle\" d=\"M3.375,17.6A14.227,14.227,0,1,0,17.6,3.375,14.225,14.225,0,0,0,3.375,17.6Zm16.724,0-5.6-5.547a1.32,1.32,0,0,1,1.867-1.867l6.525,6.546a1.319,1.319,0,0,1,.041,1.819L16.5,25a1.318,1.318,0,1,1-1.867-1.86Z\" transform=\"translate(31.83 -3.375) rotate(90)\" fill=\"#97aec6\"><\/path><\/svg>\n                                                    <\/span>\n                                                    <span class=\"toggler-opened\">\n                                                        <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"28\" height=\"28\" viewBox=\"0 0 28 28\"><g data-name=\"Groupe 466\" transform=\"translate(-1670 -1136.224)\"><circle data-name=\"Ellipse 8\" cx=\"14\" cy=\"14\" r=\"14\" transform=\"translate(1670 1136.224)\" fill=\"#004e9c\"><\/circle><path data-name=\"Trac\u00e9 521\" d=\"M16.715-78.4a.991.991,0,0,1,.3.727.892.892,0,0,1-.276.652.892.892,0,0,1-.652.276.976.976,0,0,1-.727-.351L11.3-81.731,7.26-77.091a.976.976,0,0,1-.727.351.933.933,0,0,1-.665-.276.9.9,0,0,1-.288-.677,1.02,1.02,0,0,1,.3-.7l4.163-4.69L6.057-87.625a1.084,1.084,0,0,1-.3-.7A.9.9,0,0,1,6.044-89a.906.906,0,0,1,.64-.276.976.976,0,0,1,.727.351L11.3-84.465l3.887-4.464a.976.976,0,0,1,.727-.351.892.892,0,0,1,.652.276.892.892,0,0,1,.276.652.991.991,0,0,1-.3.727l-3.988,4.539Z\" transform=\"translate(1672.702 1233.234)\" fill=\"#fff\"><\/path><\/g><\/svg>\n                                                    <\/span>\n                                                <\/span>\n                                            <\/h3>\n                                        <\/div>\n                                        <div class=\"accordion-content\">\n                                            <p class=\"p1\"><strong>Un changement d\u2019adresse peut effectivement avoir une incidence sur la prime de votre police d\u2019assurance habitation.<\/strong> Votre code postal, la distance entre votre nouveau domicile et votre lieu de travail ainsi que l\u2019information sur votre nouvelle adresse sont tous pris en compte lors de l\u2019\u00e9tablissement de votre prime.<\/p>                                        <\/div>\n                                    <\/div>\n                                                                        <div class=\"accordion-group\">\n                                        <div class=\"accordion-header\">\n                                            <h3>\n                                                <span class=\"icons\"><span class=\"icon all\"><\/span>&nbsp;+&nbsp;<span class=\"icon icon2 myinova-fr\"><\/span><\/span>\n                                                <span class=\"title\"><a href=\"#\">J\u2019ai fait des r\u00e9novations chez moi (toiture, plomberie, \u00e9lectricit\u00e9, etc.). Dois-je vous en informer?<\/a><\/span>\n                                                <span class=\"toggler\">\n                                                    <span class=\"toggler-closed\">\n                                                        <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"28.455\" height=\"28.455\" viewBox=\"0 0 28.455 28.455\"><path data-name=\"Icon ionic-ios-arrow-dropright-circle\" d=\"M3.375,17.6A14.227,14.227,0,1,0,17.6,3.375,14.225,14.225,0,0,0,3.375,17.6Zm16.724,0-5.6-5.547a1.32,1.32,0,0,1,1.867-1.867l6.525,6.546a1.319,1.319,0,0,1,.041,1.819L16.5,25a1.318,1.318,0,1,1-1.867-1.86Z\" transform=\"translate(31.83 -3.375) rotate(90)\" fill=\"#97aec6\"><\/path><\/svg>\n                                                    <\/span>\n                                                    <span class=\"toggler-opened\">\n                                                        <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"28\" height=\"28\" viewBox=\"0 0 28 28\"><g data-name=\"Groupe 466\" transform=\"translate(-1670 -1136.224)\"><circle data-name=\"Ellipse 8\" cx=\"14\" cy=\"14\" r=\"14\" transform=\"translate(1670 1136.224)\" fill=\"#004e9c\"><\/circle><path data-name=\"Trac\u00e9 521\" d=\"M16.715-78.4a.991.991,0,0,1,.3.727.892.892,0,0,1-.276.652.892.892,0,0,1-.652.276.976.976,0,0,1-.727-.351L11.3-81.731,7.26-77.091a.976.976,0,0,1-.727.351.933.933,0,0,1-.665-.276.9.9,0,0,1-.288-.677,1.02,1.02,0,0,1,.3-.7l4.163-4.69L6.057-87.625a1.084,1.084,0,0,1-.3-.7A.9.9,0,0,1,6.044-89a.906.906,0,0,1,.64-.276.976.976,0,0,1,.727.351L11.3-84.465l3.887-4.464a.976.976,0,0,1,.727-.351.892.892,0,0,1,.652.276.892.892,0,0,1,.276.652.991.991,0,0,1-.3.727l-3.988,4.539Z\" transform=\"translate(1672.702 1233.234)\" fill=\"#fff\"><\/path><\/g><\/svg>\n                                                    <\/span>\n                                                <\/span>\n                                            <\/h3>\n                                        <\/div>\n                                        <div class=\"accordion-content\">\n                                            Il est toujours pr\u00e9f\u00e9rable de nous informer des r\u00e9novations ou changements apport\u00e9s \u00e0 votre maison, afin que nous puissions mettre \u00e0 jour vos renseignements. Vous pouvez choisir <strong>\u00ab\u00a0Effectuer une modification\u00a0\u00bb<\/strong> dans la liste d\u2019options, choisir <strong>\u00ab Police d\u2019assurance \u00bb<\/strong>, et enfin choisir <strong>\u00ab Modifier ma couverture \u00bb. <\/strong>Une bo\u00eete de texte s\u2019affichera afin que vous puissiez fournir des pr\u00e9cisions sur les r\u00e9novations ou changements apport\u00e9s.\r\n\r\n<img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-15809\" src=\"https:\/\/www.inovainc.ca\/wp-content\/uploads\/2025\/11\/Request-menu-highlighted-FR.jpeg\" alt=\"\" width=\"1000\" height=\"745\" srcset=\"https:\/\/www.inovainc.ca\/wp-content\/uploads\/2025\/11\/Request-menu-highlighted-FR.jpeg 1000w, https:\/\/www.inovainc.ca\/wp-content\/uploads\/2025\/11\/Request-menu-highlighted-FR-300x224.jpeg 300w, https:\/\/www.inovainc.ca\/wp-content\/uploads\/2025\/11\/Request-menu-highlighted-FR-768x572.jpeg 768w\" sizes=\"(max-width: 1000px) 100vw, 1000px\" \/>\r\n\r\n<img decoding=\"async\" class=\"alignnone size-full wp-image-15801\" src=\"https:\/\/www.inovainc.ca\/wp-content\/uploads\/2025\/11\/Change-menu-FR.jpeg\" alt=\"\" width=\"1008\" height=\"581\" srcset=\"https:\/\/www.inovainc.ca\/wp-content\/uploads\/2025\/11\/Change-menu-FR.jpeg 1008w, https:\/\/www.inovainc.ca\/wp-content\/uploads\/2025\/11\/Change-menu-FR-300x173.jpeg 300w, https:\/\/www.inovainc.ca\/wp-content\/uploads\/2025\/11\/Change-menu-FR-768x443.jpeg 768w\" sizes=\"(max-width: 1008px) 100vw, 1008px\" \/>                                        <\/div>\n                                    <\/div>\n                                                                        <div class=\"accordion-group\">\n                                        <div class=\"accordion-header\">\n                                            <h3>\n                                                <span class=\"icons\"><span class=\"icon all\"><\/span>&nbsp;+&nbsp;<span class=\"icon icon2 myinova-fr\"><\/span><\/span>\n                                                <span class=\"title\"><a href=\"#\">Combien de temps faut-il pour que les changements demand\u00e9s prennent effet?<\/a><\/span>\n                                                <span class=\"toggler\">\n                                                    <span class=\"toggler-closed\">\n                                                        <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"28.455\" height=\"28.455\" viewBox=\"0 0 28.455 28.455\"><path data-name=\"Icon ionic-ios-arrow-dropright-circle\" d=\"M3.375,17.6A14.227,14.227,0,1,0,17.6,3.375,14.225,14.225,0,0,0,3.375,17.6Zm16.724,0-5.6-5.547a1.32,1.32,0,0,1,1.867-1.867l6.525,6.546a1.319,1.319,0,0,1,.041,1.819L16.5,25a1.318,1.318,0,1,1-1.867-1.86Z\" transform=\"translate(31.83 -3.375) rotate(90)\" fill=\"#97aec6\"><\/path><\/svg>\n                                                    <\/span>\n                                                    <span class=\"toggler-opened\">\n                                                        <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"28\" height=\"28\" viewBox=\"0 0 28 28\"><g data-name=\"Groupe 466\" transform=\"translate(-1670 -1136.224)\"><circle data-name=\"Ellipse 8\" cx=\"14\" cy=\"14\" r=\"14\" transform=\"translate(1670 1136.224)\" fill=\"#004e9c\"><\/circle><path data-name=\"Trac\u00e9 521\" d=\"M16.715-78.4a.991.991,0,0,1,.3.727.892.892,0,0,1-.276.652.892.892,0,0,1-.652.276.976.976,0,0,1-.727-.351L11.3-81.731,7.26-77.091a.976.976,0,0,1-.727.351.933.933,0,0,1-.665-.276.9.9,0,0,1-.288-.677,1.02,1.02,0,0,1,.3-.7l4.163-4.69L6.057-87.625a1.084,1.084,0,0,1-.3-.7A.9.9,0,0,1,6.044-89a.906.906,0,0,1,.64-.276.976.976,0,0,1,.727.351L11.3-84.465l3.887-4.464a.976.976,0,0,1,.727-.351.892.892,0,0,1,.652.276.892.892,0,0,1,.276.652.991.991,0,0,1-.3.727l-3.988,4.539Z\" transform=\"translate(1672.702 1233.234)\" fill=\"#fff\"><\/path><\/g><\/svg>\n                                                    <\/span>\n                                                <\/span>\n                                            <\/h3>\n                                        <\/div>\n                                        <div class=\"accordion-content\">\n                                            <p class=\"p1\">Les demandes effectu\u00e9es par l\u2019interm\u00e9diaire de myInova sont g\u00e9n\u00e9ralement trait\u00e9es dans les <strong>deux \u00e0 quatre jours ouvrables<\/strong>, suivant la nature du changement \u00e0 apporter. <strong>Une fois les changements apport\u00e9s, vous recevrez un courriel de confirmation, ce qui les rendra officiels<\/strong>.<\/p>                                        <\/div>\n                                    <\/div>\n                                                                <\/div>\n                        <\/div>\n                                    <\/div>\n        <\/div>\n\n        <script>\n        jQuery(document).ready(function() 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